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Integrated Electronic Cash Flow Management System and Method

  • US 20140222669A1
  • Filed: 02/22/2013
  • Published: 08/07/2014
  • Est. Priority Date: 02/07/2013
  • Status: Active Grant
First Claim
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1. An integrated receivables management system for facilitating bill payment and reconciliation, the system comprising:

  • at least one computer memory storing data, the data including business data and consumer data;

    at least one computer processor accessing the stored data and executing stored instructions to perform steps including;

    generating electronic invoices on behalf of businesses for goods or services provided to consumers, each generated invoice having identifying information;

    transmitting the electronic invoices to the consumers using at least one of multiple selectable transmission methods;

    automatically matching each consumer invoice payment with a generated invoice; and

    leveraging a bi-directional application program interface for automatically updating business accounting records external to the integrated receivables management system based on each matched payment and invoice.

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