CONSUMER DEVICE PAYMENT TOKEN MANAGEMENT
1 Assignment
0 Petitions
Accused Products
Abstract
Systems and related methods for facilitating payments via a consumer device carried by a consumer are discussed herein. Wallet identifying tokens may be used to secure messages between the consumer device and the merchant device over a wireless link. For example, the merchant device may include circuitry configured to wirelessly receive a wallet identifying token from a consumer device and to transmit the wallet identifying token to the central system. In response, consumer identifying data associated with the wallet identifying token may be received by the merchant device from the central system. In some embodiments, payments may be secured via limiting the lifetime of wallet identifying tokens after initial use.
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Citations
20 Claims
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1-6. -6. (canceled)
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7. A payment processing system comprising:
a networked device comprising processing circuitry configured to; generate a plurality of wallet identifying tokens, each wallet identifying token associated with a private key and consumer identifying data; send the plurality of wallet identifying tokens to a consumer device; receive from the consumer device, via a merchant device, a first wallet identifying token; validate the first wallet identifying token based at least in part on whether the first identifying token is one of the plurality of wallet identifying tokens; and send the consumer identifying data associated with the first wallet identifying token to the merchant device if the first wallet identifying token was validated. - View Dependent Claims (8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20-39. -39. (canceled)
Specification