SYSTEM AND METHOD FOR COLLECTING AND ASSESSING WILDFIRE HAZARD DATA*
First Claim
1. A computer-implemented system for collecting and assessing wildfire hazard data comprising:
- (a) a mobile device with an application installed on the mobile device for on-site collection of wildfire hazard data; and
(b) a wildfire risk assessment provider server;
wherein data collected on the mobile device is merged with data at the wildfire risk assessment provider server to produce underwriting risk scores and reports for insurers, education-aimed recommendations and reports for policyholders, wildfire risk alerts for mobile device application users, strategies for client-to-policy holder wildfire awareness communication, and strategies for wildfire response teams used to drive pre-suppression and active fire actions.
1 Assignment
0 Petitions
Accused Products
Abstract
A computer-implemented system for collecting and assessing wildfire hazard data comprising a mobile device with an application installed on the mobile device for on-site collection of wildfire hazard data and a wildfire risk assessment provider server. The data collected on the mobile device is merged with data at the wildfire risk assessment provider server to produce underwriting risk scores and reports for insurers, education-aimed recommendations and reports for policyholders, wildfire risk alerts for mobile device application users, strategies for client-to-policyholder wildfire awareness communication, and strategies for wildfire response teams used to drive pre-suppression and active fire actions. A method utilizing the system described above.
98 Citations
8 Claims
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1. A computer-implemented system for collecting and assessing wildfire hazard data comprising:
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(a) a mobile device with an application installed on the mobile device for on-site collection of wildfire hazard data; and (b) a wildfire risk assessment provider server; wherein data collected on the mobile device is merged with data at the wildfire risk assessment provider server to produce underwriting risk scores and reports for insurers, education-aimed recommendations and reports for policyholders, wildfire risk alerts for mobile device application users, strategies for client-to-policy holder wildfire awareness communication, and strategies for wildfire response teams used to drive pre-suppression and active fire actions. - View Dependent Claims (2)
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3. A computer-implemented method for collecting and assessing wildfire hazard data comprising:
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(a) selecting properties for which an assessment needs to be completed; (b) providing a mobile device on which is installed an application for collecting wildfire hazard assessment data; (c) applying a site-based risk algorithm to the collected wildfire hazard assessment data to calculate a site-based risk total; (d) using a location-based risk algorithm to generate a location-based risk value, wherein the location-based risk value is determined by computing a multitude of wildfire risk factors known to impact a site'"'"'s potential for wildfire ignition; and (e) using a level of service algorithm to multiply the site-based risk total by the location-based risk value to generate a level of service score. - View Dependent Claims (4, 6, 7, 8)
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5. A computer-implemented method for collecting and assessing wildfire hazard data comprising;
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(a) using a location-based risk, algorithm to generate a location-based risk value, wherein the location-based risk value is determined by computing a multitude of wildfire risk factors known to impact a site'"'"'s potential for wildfire ignition; and (b) using an updated wildfire risk algorithm to multiply the location-based risk value by an updated wildfire risk multiplier to generate an updated wildfire risk value.
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Specification