Automatically Updating Account Information
First Claim
1. A method for updating account information, the method comprising:
- receiving, by an interface, first account information associated with a payment account of a user;
storing, by a memory, the first account information;
receiving, by the interface, payee system information associated with a payee system, wherein the payee system stores one or more portions of the first account information; and
storing, by the memory, the payee system information associated with the payee system;
automatically determining, by a processor, that an update event has occurred, the update event associated with updated account information comprising one or more updated values for one or more respective portions of the first account information, wherein at least a portion of the first account information stored on the payee system changes based on the update event; and
automatically communicating, by the interface, a payee update message comprising the updated account information.
1 Assignment
0 Petitions
Accused Products
Abstract
A method of one embodiment facilitates the updating of account information. First account information associated with a payment account of a user is received by an interface, and the first account information is stored by a memory. Payee system information associated with a payee system, wherein the payee system stores one or more portions of the first account information, is also received by the interface and stored by the memory. A processor automatically determines that an update event has occurred, the update event associated with updated information comprising one or more updated values for one or more respective portions of the first account information, wherein at least a portion of the first account information stored on the payee system changes based on the update event. In response to automatically determining that the update event has occurred, the interface automatically communicates a payee update message comprising the updated account information.
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Citations
20 Claims
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1. A method for updating account information, the method comprising:
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receiving, by an interface, first account information associated with a payment account of a user; storing, by a memory, the first account information; receiving, by the interface, payee system information associated with a payee system, wherein the payee system stores one or more portions of the first account information; and storing, by the memory, the payee system information associated with the payee system; automatically determining, by a processor, that an update event has occurred, the update event associated with updated account information comprising one or more updated values for one or more respective portions of the first account information, wherein at least a portion of the first account information stored on the payee system changes based on the update event; and automatically communicating, by the interface, a payee update message comprising the updated account information. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. An apparatus for updating account information, the apparatus comprising:
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an interface operable to; receive first account information associated with a payment account of a user; receive payee system information associated with a payee system, wherein the payee system stores one or more portions of the first account information; and communicate a payee update message comprising updated account information, the updated account information comprising one or more updated values for one or more respective portions of the first account information; a memory operable to; store the first account information; and store the payee system information; and a processor communicatively coupled to the interface and the memory, the processor operable to; automatically determine that an update event has occurred, the update event associated with the updated account information, wherein at least a portion of the first account information stored on the payee system changes in response to the update event; and automatically generate the payee update message in response to automatically determining that the update event has occurred. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18)
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19. A computer readable storage medium comprising logic, the logic operable, when executed by a processor, to:
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receive first account information associated with a payment account of a user; store the first account information; receive payee system information associated with a payee system, wherein the payee system stores one or more portions of the first account information; and store the payee system information associated with the payee system; automatically determine that an update event has occurred, the update event associated with updated account information comprising one or more updated values for one or more respective portions of the first account information, wherein at least a portion of the first account information stored on the payee system changes based on the update event; and automatically communicate a payee update message comprising the updated account information. - View Dependent Claims (20)
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Specification