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SYSTEMS AND METHODS FOR ELECTRONIC PAYMENT INSTRUMENT REPOSITORY

  • US 20140244493A1
  • Filed: 02/27/2013
  • Published: 08/28/2014
  • Est. Priority Date: 02/27/2013
  • Status: Active Grant
First Claim
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1. A financial system, comprising:

  • one or more memories that stores computer-executable instructions; and

    one or more processors configured to access the one or more memories, wherein the one or more processors is further configured to execute the computer-executable instructions to;

    receive, on behalf of a user, one or more images, wherein each of the one or more images represents a respective at least a portion of a payment instrument associated with a financial account associated with the user;

    identify, based at least in part on processing the one or more images, one or more payment instrument data elements, wherein at least one of the one or more of payment instrument data elements identify the financial account;

    store the one or more payment instrument data elements in an electronic wallet associated with the user; and

    provide, on behalf of the user, at least one of the one or more payment instrument data elements to initiate a financial transaction drawn on the financial account.

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