Systems and Methods for Collecting and Representing Attributes Related to Damage in a Geographic Area

• US 20140245210A1
• Filed: 02/28/2014
• Published: 08/28/2014
• Est. Priority Date: 02/28/2013
• Status: Abandoned Application

• Current Assignee: Donan Engineering Co., Inc.
• Original Assignee: Donan Engineering Co., Inc.
• Inventors: Battcher, Duane Michael, Donan, James Lyle, Zeckner, Russell A.
• Application Number:
  US14/193,518
• Publication Number:
  US 20140245210A1
• Time in Patent Office: Days
• US Class Current: 715/771
• CPC Class Codes: G01S 13/95 for meteorological use
• CPC Class Codes: G06F 3/04842 Selection of displayed objects or displayed text elements G06F3/0482 takes precedence
• CPC Class Codes: Y02A 90/10 Information and communication technologies [ICT] supporting adaptation to climate change, e.g. for weather forecasting or climate simulation

Abstract

Methods and apparatus related to providing a damage assessment report. A geographic area potentially affected by an event may be identified. One or more objects in the geographic area may be identified. An aerial image of the one or more objects may be displayed via an interactive graphic display on a computing device. An option to select a given object of the one or more objects in the aerial image may be provided. Selection of the given object may be identified. A damage assessment report for the given object may be provided, the damage assessment report including image data from an aerial vehicle, and at least one damage characteristic for the given object based on the image data, the at least one damage characteristic identifying potential damage to the given object based on the event.

Claims

1. A computer implemented method, comprising:

identifying a geographic area potentially affected by an event;

identifying one or more objects in the geographic area;

displaying, via an interactive graphic display on a computing device, an aerial image of the one or more objects;

providing, via the interactive graphic display, an option to select a given object of the one or more objects in the aerial image;

identifying selection of the given object;

providing, via the interactive graphic display, in response to the selection of the given object, a damage assessment report for the given object, the damage assessment report including;

image data from an aerial vehicle, and

at least one damage characteristic for the given object based on the image data, the at least one damage characteristic identifying potential damage to the given object based on the event.

2. The method of claim 1, wherein the aerial vehicle is one or more of a fixed wing aircraft, a rotating wing aircraft, an unmanned aerial vehicle, and a balloon.

3. The method of claim 1, wherein identifying the geographic area includes identifying, via a computer network, the geographic area from a database.

4. The method of claim 1, wherein displaying the aerial image includes displaying a satellite image of the one or more objects.

5. The method of claim 1, wherein displaying the aerial image includes retrieving the aerial image from a database.

6. The method of claim 1, wherein the image data includes one or more aerial photographs of the given object.

7. The method of claim 6, wherein at least one aerial photograph of the one or more aerial photographs is captured at an angle to the horizon.

8. The method of claim 6, wherein the damage assessment report includes an option to select the one or more aerial photographs.

9. The method of claim 1, wherein the image data includes a video.

10. The method of claim 1, wherein the event is a hail storm and the at least one damage characteristic is based on the hail size.

11. The method of claim 1, wherein the event is a tornado and the at least one damage characteristic is based on tornado touch down.

12. The method of claim 1, wherein the one or more objects is a residential property, and the at least one damage characteristic is one or more of a type and extent of physical damage to a roof of the residential property.

13. The method of claim 1, further including providing data related to the one or more objects.

14. The method of claim 13, wherein the data related to the one or more objects is based on one or more of an address, zip code, county, city, state, street, insurance provider, object value, and object characteristics.

15. The method of claim 14, wherein the object is a residential property, and the object characteristics include one or more of roof type, roof area, roof attributes, number of stories, lot area, latitude, and longitude.

16. The method of claim 14, wherein the object is an automotive vehicle, and the object characteristics include one or more of make, model, year, vehicle features, and VIN number.

17. The method of claim 1, wherein providing the damage assessment report includes retrieving the damage assessment report from a database.

18. The method of claim 1, wherein the interactive graphic display includes an interactive map of the geographic area.

19. The method of claim 18, wherein the interactive map includes at least one attribute, the at least one attribute including one or more of:

at least one event characteristic associated with the event, the at least one event characteristic based on field data from the geographic area,

at least one radar characteristic based on data from weather radar,

a damage likelihood associated with the given object, the damage likelihood indicative of a probability of damage to the given object based on the event,

a damage level associated with the given object, the damage level indicative of a level of damage to the given object, and

a confidence level associated with the at least one event characteristic, the confidence level indicative of confirmation of the field data.

20. The method of claim 19, further including:

subdividing the geographic area into one or more grids; and

associating a given grid of the one or more grids with a given attribute of the at least one attribute.

21. The method of claim 19, further including providing a claim alert indicative of a potentially spurious insurance claim.

22. The method of claim 1, further including providing an option to upload one or more of geocoded data and data based on insurance policies-in-force.

23. The method of claim 22, further including:

receiving an affirmative selection of the option to upload the one or more of the geocoded data and the data based on insurance policies-in-force; and

displaying, in response to the affirmative selection of the option to upload, the one or more of the geocoded data and the data based on the insurance policies-in-force.

24. The method of claim 1, wherein the event is high wind and the at least one damage characteristic is based on one or more of wind direction and wind speed.

25. The method of claim 1, wherein the selection of the given object includes one or more of a mouse click, a click-through, an audio selection, and a selection by a user'"'"'s finger on a touch-sensitive input device.

26. The method of claim 1, wherein the event includes one or more of a thunderstorm, rain, tornado, snowstorm, hailstorm, hurricane, landslide, sinkhole, erosion, avalanche, lightning, drought, wind, fire, smoke, ash, earthquake, tsunami, floods, volcano eruption, war, spill, release, train derailment, automobile crash, airplane crash, and stampede.

27. A system including memory and one or more processors operable to execute instructions stored in the memory, comprising instructions to:

identify a geographic area potentially affected by an event;

identify one or more objects in the geographic area;

display, via an interactive graphic display on a computing device, an aerial image of the one or more objects;

provide, via the interactive graphic display, an option to select a given object of the one or more objects in the aerial image;

identify, via a computing network, selection of the given object;

provide, via the interactive graphic display, in response to the selection of the given object, a damage assessment report for the given object, the damage assessment report including;

image data from an aerial vehicle, and

at least one damage characteristic for the given object based on the image data, the at least one damage characteristic identifying potential damage to the given object based on the event.

28. The system of claim 27, wherein the aerial vehicle is one or more of a fixed wing aircraft, a rotating wing aircraft, an unmanned aerial vehicle, and a balloon.

29. The system of claim 27, wherein the instructions to identify the geographic area include instructions to identify, via a computer network, the geographic area from a database.

30. The system of claim 27, wherein the instructions to display the aerial image include instructions to display a satellite image of the one or more objects.

31. The system of claim 27, wherein the instructions to display the aerial image includes instructions to retrieve the aerial image from a database.

32. The system of claim 27, wherein the image data includes one or more aerial photographs of the given object.

33. The system of claim 32, wherein at least one aerial photograph of the one or more aerial photographs is captured at an angle to the horizon.

34. The system of claim 32, wherein the damage assessment report includes an option to select the one or more aerial photographs.

35. The system of claim 27, wherein the image data includes a video.

36. The system of claim 27, wherein the event is a hail storm and the at least one damage characteristic is based on the hail size.

37. The system of claim 27, wherein the event is a tornado and the at least one damage characteristic is based on tornado touch down.

38. The system of claim 27, wherein the one or more objects is a residential property, and the at least one damage characteristic is one or more of a type and extent of physical damage to a roof of the residential property.

39. The system of claim 27, further including instructions to provide data related to the one or more objects.

40. The system of claim 39, wherein the data related to the one or more objects is based on one or more of an address, zip code, county, city, state, street, insurance provider, object value, and object characteristics.

41. The system of claim 40, wherein the object is a residential property, and the object characteristics include one or more of roof type, roof area, roof attributes, number of stories, lot area, latitude, and longitude.

42. The system of claim 40, wherein the object is an automotive vehicle, and the object characteristics include one or more of make, model, year, vehicle features, and VIN number.

43. The system of claim 27, wherein the instructions to provide the damage assessment report include instructions to retrieve the damage assessment report from a database.

44. The system of claim 27, wherein the interactive graphic display includes an interactive map of the geographic area.

45. The system of claim 44, wherein the interactive map includes at least one attribute, the at least one attribute including one or more of:

at least one event characteristic associated with the event, the at least one event characteristic based on field data from the geographic area,

at least one radar characteristic based on data from weather radar,

a damage likelihood associated with the given object, the damage likelihood indicative of a probability of damage to the given object based on the event,

a damage level associated with the given object, the damage level indicative of a level of damage to the given object, and

a confidence level associated with the at least one event characteristic, the confidence level indicative of confirmation of the field data.

46. The system of claim 45, further including instructions to:

subdivide the geographic area into one or more grids; and

associate a given grid of the one or more grids with a given attribute of the at least one attribute.

47. The system of claim 45, further including providing a claim alert indicative of a potentially spurious insurance claim.

48. The system of claim 27, further including instructions to provide an option to upload one or more of geocoded data and data based on insurance policies-in-force.

49. The system of claim 48, further including instructions to:

receive an affirmative selection of the option to upload the one or more of the geocoded data and the data based on insurance policies-in-force; and

display, in response to the affirmative selection of the option to upload, the one or more of the geocoded data and the data based on the insurance policies-in-force.

50. The system of claim 27, wherein the event is high wind and the at least one damage characteristic is based on one or more of wind direction and wind speed.

51. The system of claim 27, wherein the selection of the given object includes one or more of a mouse click, a click-through, an audio selection, and a selection by a user'"'"'s finger on a touch-sensitive input device.

52. The system of claim 27, wherein the event includes one or more of a thunderstorm, rain, tornado, snowstorm, hailstorm, hurricane, landslide, sinkhole, erosion, avalanche, lightning, drought, wind, fire, smoke, ash, earthquake, tsunami, floods, volcano eruption, war, spill, release, train derailment, automobile crash, airplane crash, and stampede.

53. A non-transitory computer readable storage medium storing computer instructions executable by a processor to perform a method comprising:

identifying a geographic area potentially affected by an event;

identifying one or more objects in the geographic area;

displaying, via an interactive graphic display on a computing device, an aerial image of the one or more objects;

providing, via the interactive graphic display, an option to select a given object of the one or more objects in the aerial image;

identifying, via a computing network, a selection of the given object;

providing, via the interactive graphic display, in response to the selection of the given object, a damage assessment report for the given object, the damage assessment report including;

image data from an aerial vehicle, and

at least one damage characteristic for the given object based on the image data, the at least one damage characteristic identifying potential damage to the given object based on the event.

54. A computer implemented method, comprising:

identifying a geographic area potentially affected by an event;

identifying one or more objects in the geographic area;

receiving image data from an aerial vehicle;

associating portions of the received image data with the one or more objects;

generating a damage assessment report for a given object of the one or more objects, the damage assessment report including;

image data associated with the given object, and

at least one damage characteristic for the given object based on the associated portions of the received image data, the at least one damage characteristic identifying potential damage to the given object based on the event.

55. The method of claim 54, wherein the aerial vehicle is one or more of a fixed wing aircraft, a rotating wing aircraft, an unmanned aerial vehicle, and a balloon.

56. The method of claim 54, further including:

receiving, via one or more servers, a request for the damage assessment report for the given object; and

providing, in response to the request, the damage assessment report for the given object.

57. The method of claim 54, wherein the image data includes one or more aerial photographs of the given object.

58. The method of claim 57, wherein at least one aerial photograph of the one or more aerial photographs is captured at an angle to the horizon.

59. The method of claim 54, wherein the image data includes a video.

60. The method of claim 54, wherein receiving the image data of the geographic area includes configuring the aerial vehicle to collect the image data.

61. A system including memory and one or more processors operable to execute instructions stored in the memory, comprising instructions to:

identify a geographic area potentially affected by an event;

identify one or more objects in the geographic area;

receive image data from an aerial vehicle;

associate portions of the received image data with the one or more objects;

generate a damage assessment report for a given object of the one or more objects, the damage assessment report including;

image data associated with the given object, and

at least one damage characteristic for the given object based on the associated portions of the received image data, the at least one damage characteristic identifying potential damage to the given object based on the event.

62. The system of claim 61, wherein the aerial vehicle is one or more of a fixed wing aircraft, a rotating wing aircraft, an unmanned aerial vehicle, and a balloon.

63. The system of claim 61, further including instructions to:

receive, via one or more servers, a request for the damage assessment report for the given object; and

provide, in response to the request, the damage assessment report for the given object.

64. The system of claim 61, wherein the image data includes one or more aerial photographs of the given object.

65. The system of claim 64, wherein at least one aerial photograph of the one or more aerial photographs is captured at an angle to the horizon.

66. The system of claim 61, wherein the image data includes a video.

67. The system of claim 61, wherein the instructions to receive the image data of the geographic area include instructions to configure the aerial vehicle to collect the image data.