Systems and Methods for Managing a Virtual Card Based on Geographical and Balance Information
First Claim
1. A method for using a virtual gift card having a value associated therewith, the method operable on a mobile computing device having a processor and memory, the mobile computing device operatively linked to a virtual gift card manager, the method comprising:
- identifying a geographic identifier for the mobile computing device;
matching the geographic identifier with at least one virtual gift card stored on the mobile computing device;
determining an amount of value associated with the at least one virtual gift card;
identifying any offers or promotions redeemable with the amount of value;
displaying the at least one virtual gift card, the amount of value, and any offers or promotions on the mobile computing device; and
selectively enabling a transaction utilizing the virtual gift card, the transaction based at least in part on the any offers or promotions, the transaction including a manipulation of value associated with the at least one virtual gift card.
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Accused Products
Abstract
The invention is directed to systems and methods for using a virtual gift card having an associated value, operable on a mobile device having a processor and memory, the mobile device linked to a virtual gift card manager, the method including: identifying a geographic identifier for the mobile device; matching the geographic identifier with at least one virtual gift card stored on the mobile device; determining an amount of value associated with the at least one virtual gift card; identifying any offers or promotions redeemable with the amount of value; displaying the at least one virtual gift card, the amount of value, and any offers or promotions on the mobile device; and selectively enabling a transaction utilizing the virtual gift card, the transaction based at least in part on the any offers or promotions, the transaction including a manipulation of value associated with the at least one virtual gift card.
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Citations
20 Claims
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1. A method for using a virtual gift card having a value associated therewith, the method operable on a mobile computing device having a processor and memory, the mobile computing device operatively linked to a virtual gift card manager, the method comprising:
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identifying a geographic identifier for the mobile computing device; matching the geographic identifier with at least one virtual gift card stored on the mobile computing device; determining an amount of value associated with the at least one virtual gift card; identifying any offers or promotions redeemable with the amount of value; displaying the at least one virtual gift card, the amount of value, and any offers or promotions on the mobile computing device; and selectively enabling a transaction utilizing the virtual gift card, the transaction based at least in part on the any offers or promotions, the transaction including a manipulation of value associated with the at least one virtual gift card. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A method for management of one or more virtual cards included in a virtual card engine communicatively linked to a virtual card manager, the method comprising:
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determining a merchant-to-mobile distance between a mobile computing device location and an at least one merchant-outlet location, wherein the at least one merchant-outlet location is associated with an at least one virtual card stored on the mobile computing device; determining if the merchant-to-mobile distance is less than a first threshold value; determining the balance of the at least one virtual card; determining any promotions or offers redeemable with the balance of the at least one virtual card; and automatically displaying on the mobile computing device the at least one virtual card, the balance, and any promotions or offers. - View Dependent Claims (8, 9, 10, 11, 12, 13)
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14. A method for management of one or more virtual cards included in a virtual card engine communicatively linked to a virtual card manager, the method comprising:
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determining a distance between a mobile computing device location of a mobile computing device and at least one merchant-outlet location, the at least one merchant-outlet location linked with a card service provider and at least one virtual card previously stored on the mobile computing device, the card service provider configured to process a virtual card transaction; determining an amount of value associated with the at least one virtual card; automatically selectively presenting the at least one virtual card linked with the at least one merchant-outlet location and the amount of value associated with the at least one virtual card on a display of the mobile computing device based on the distance between the mobile computing device location and the at least one merchant-outlet location; displaying a merchant promotion based on the at least one virtual card and the amount of value; and selectively enabling a virtual card transaction between at least one virtual card and the card service provider based on the at least one virtual card, the amount of value, and the merchant promotion, the virtual card transaction including a manipulation of value associated with the at least one virtual card. - View Dependent Claims (15, 16, 17, 18, 19, 20)
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Specification