SYSTEMS AND METHODS FOR PROCESSING VEHICLE INSURANCE BASED ON ACUITY TESTING PERFORMANCE
First Claim
1. A computer-implemented method of offering vehicle insurance, the method comprising:
- receiving, from a customer associated with a vehicle, a request for a vehicle insurance policy covering use of the vehicle;
providing, by one or more processors, an acuity assessment to the customer for completion by the customer;
receiving, from the customer associated with the vehicle, acuity data resulting from the customer completing the acuity assessment;
generating, by one or more processors, a quote for the vehicle insurance policy based at least in part on the acuity data; and
providing the quote for the vehicle insurance policy to the customer.
2 Assignments
0 Petitions
Accused Products
Abstract
Methods and systems for administering acuity assessments to customers who request vehicle insurance policies, and offering insurance policies based on customers'"'"' performances on the acuity assessments. In aspects, the vehicle insurance policies can cover various uses of the vehicle, where the policies may be distance- or time-based. The customer requests a vehicle insurance policy and an insurance provider provides a relevant acuity assessment to the customer for completion. The customer performs the acuity assessment and sends corresponding results, and the insurance provider determines the customer'"'"'s performance. Based at least in part on the customer'"'"'s performance, the insurance provider generates an insurance quote, which the customer may purchase.
-
Citations
20 Claims
-
1. A computer-implemented method of offering vehicle insurance, the method comprising:
-
receiving, from a customer associated with a vehicle, a request for a vehicle insurance policy covering use of the vehicle; providing, by one or more processors, an acuity assessment to the customer for completion by the customer; receiving, from the customer associated with the vehicle, acuity data resulting from the customer completing the acuity assessment; generating, by one or more processors, a quote for the vehicle insurance policy based at least in part on the acuity data; and providing the quote for the vehicle insurance policy to the customer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
-
-
11. A system for offering vehicle insurance, comprising:
-
a communication module adapted to communicate data; a memory adapted to store non-transitory computer executable instructions; and a processor adapted to interface with the communication module, wherein the processor is configured to execute the non-transitory computer executable instructions to cause the processor to; receive, from a customer associated with a vehicle via the communication module, a request for a vehicle insurance policy covering use of the vehicle, provide, to the customer via the communication module, an acuity assessment for completion by the customer, receive, from the customer associated with the vehicle via the communication module, acuity data resulting from the customer completing the acuity assessment, generate a quote for the vehicle insurance policy based at least in part on the acuity data, and provide, to the customer via the communication module, the quote for the vehicle insurance policy. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
-
Specification