SYSTEM AND METHOD FOR INSURANCE DATA PROCESSING USING REGISTRATION AND OPERATIONAL DATA OF IP-ADDRESSABLE DEVICES
First Claim
1. A computer system for processing data relating to IP-addressable devices for maintaining an inventory of assets located at a residential or commercial property covered under an insurance policy, comprising:
- one or more data storage devices storing a database configured to store inventory information about assets located at an insured property;
one or more computer processors in communication with the one or more data storage devices;
a communications device configured to communicate with the one or more computer processors, the one or more data storage devices, and networks of IP-addressable devices for receiving registration data and operational data associated with one or more IP-addressable devices connected to each of the networks, the operational data associated with the one or more IP-addressable devices indicating at least one of operational status, condition, and use of one of the assets located at the insured property; and
a memory, coupled to the one or more computer processors, storing program instructions which, when executed by the one or more computer processors, cause the one or more computer processors to;
determine, for the insured property, the inventory information about the insured property'"'"'s assets based on one or both of the registration data and the operational data received from the one or more IP-addressable devices located at the insured property, andstore the insured property'"'"'s inventory information in the database.
0 Assignments
0 Petitions
Accused Products
Abstract
A system and method are disclosed herein for maintaining an inventory of assets located at an insured property covered under an insurance policy based on data received from IP-addressable devices located at the property. The system includes an inventory database for storing inventory information about assets located at an insured property, a communication interface for receiving registration and operational data associated with an IP-addressable device, and a business logic computer. The business logic computer creates a data structure for storing inventory information about assets located at the insured property in the inventory database for each insured property. The business logic computer determines, for the insured property, the inventory information about the insured property'"'"'s assets based on registration and operational data received from its IP-addressable devices located at the property. The business logic computer stores the insured property'"'"'s inventory information in its associated data structure in the inventory database.
-
Citations
20 Claims
-
1. A computer system for processing data relating to IP-addressable devices for maintaining an inventory of assets located at a residential or commercial property covered under an insurance policy, comprising:
-
one or more data storage devices storing a database configured to store inventory information about assets located at an insured property; one or more computer processors in communication with the one or more data storage devices; a communications device configured to communicate with the one or more computer processors, the one or more data storage devices, and networks of IP-addressable devices for receiving registration data and operational data associated with one or more IP-addressable devices connected to each of the networks, the operational data associated with the one or more IP-addressable devices indicating at least one of operational status, condition, and use of one of the assets located at the insured property; and a memory, coupled to the one or more computer processors, storing program instructions which, when executed by the one or more computer processors, cause the one or more computer processors to; determine, for the insured property, the inventory information about the insured property'"'"'s assets based on one or both of the registration data and the operational data received from the one or more IP-addressable devices located at the insured property, and store the insured property'"'"'s inventory information in the database. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
-
-
9. A computerized method for processing data relating to an inventory of assets located at a residential or commercial property covered under an insurance policy, comprising:
-
storing, by one or more data storage devices, inventory information about assets located at an insured property; receiving, by a communications device communicating with networks of IP-addressable devices, registration data and operational data associated with one or more IP-addressable devices connected to the networks, the operational data associated with the one or more IP-addressable devices indicating at least one of operational status, condition, and use of one of the assets located at the insured property; determining, by one or more computer processors, for the insured property, the inventory information about the insured property'"'"'s assets based on one or both of the registration data and the operational data received from the one or more IP-addressable devices located at the insured property; storing, by the one or more computer processors in the one or more data storage devices, the insured property'"'"'s inventory information. - View Dependent Claims (10, 11, 12, 13, 14, 15, 16)
-
-
17. A computer system for processing data relating to IP-addressable devices for maintaining an inventory of assets located at a residential or commercial property covered under an insurance policy, comprising:
-
one or more data storage devices storing inventory information about assets located at an insured property; one or more computer processors in communication with the one or more data storage devices; a communications device configured to communicate with the one or more computer processors, the one or more data storage devices, and networks of IP-addressable devices for receiving registration data and operational data associated with one or more IP-addressable devices connected to each of the networks, the operational data associated with the one or more IP-addressable devices indicating at least one of operational status, condition, and use of one of the assets located at the insured property; and a memory, coupled to the one or more computer processors, storing program instructions which, when executed by the one or more computer processors, cause the one or more computer processors to; determine, for the insured property, the inventory information about the insured property'"'"'s assets based on one or both of the registration data and the operational data received from the one or more IP-addressable devices located at the insured property, and store the insured property'"'"'s inventory information in the one or more data storage devices. - View Dependent Claims (18, 19, 20)
-
Specification