SYSTEMS AND METHODS FOR CAPTURING CRITICAL FIELDS FROM A MOBILE IMAGE OF A CREDIT CARD BILL

• US 20140279323A1
• Filed: 03/17/2014
• Published: 09/18/2014
• Est. Priority Date: 03/15/2013
• Status: Abandoned Application

• Current Assignee: Mitek Systems Incorporated
• Original Assignee: Mitek Systems Incorporated
• Inventors: Kliatskine, Vitali, Nepomniachtchi, Grigori, Kotovich, Nikolay
• Application Number:
  US14/217,241
• Publication Number:
  US 20140279323A1
• Time in Patent Office: Days
• US Class Current: 705/34
• CPC Class Codes: G06K 7/10712 Fixed beam scanning
• CPC Class Codes: G06K 7/1413 1D bar codes
• CPC Class Codes: G06Q 30/04 Billing or invoicing

Abstract

The embodiments herein focus on improving recognition accuracy of these fields on credit card bills by detecting and identifying critical fields on a credit card, extracting the data from the critical fields and comparing the data with known data on a payor, payee and biller.

Claims

1. A computer readable medium containing instructions which, when executed by a computer, perform a process comprising:

receiving an input image of a credit card bill;

performing a codeline recognition process;

capturing a postal service barcode;

extracting an account number and balance due from the image using an optical character recognition process;

obtaining an address of a payor and payee from the image;

identifying the payor and payee based on a comparison of the obtained addresses with a database of payor and payee addresses;

performing a keyword-based capture to obtain a biller name;

confirming a biller name; and

outputting bill data from the credit card bill to a user.