DEVICES, METHODS, AND SYSTEMS FOR ACCEPTING MULTIPLE NONUNIFORM INPUT CHANNELS

• US 20140279431A1
• Filed: 08/12/2013
• Published: 09/18/2014
• Est. Priority Date: 03/15/2013
• Status: Abandoned Application

• Current Assignee: Elwha LLC (Intellectual Ventures LLC)
• Original Assignee: Elwha LLC A Limited Company of The State of Delaware
• Inventors: Holman, Pablos, Hyde, Roderick A., Levien, Royce A., Lord, Richard T., Lord, Robert W., Malamud, Mark A.
• Application Number:
  US13/964,668
• Publication Number:
  US 20140279431A1
• Time in Patent Office: Days
• US Class Current: 705/39
• CPC Class Codes: G06Q 20/08 Payment architectures
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions

Abstract

Computationally implemented methods and systems include receiving a potential transaction initiation request, said potential transaction initiation request configured to indicate an intent to carry out a potential transaction, acquiring potential transaction data that includes a request to use a particular payment channel for at least a portion of the potential transaction, and determining that the acquired particular payment channel includes a payment channel that is not directly accepted. In addition to the foregoing, other aspects are described in the claims, drawings, and text.

Claims

1-169. -169. (canceled)

170. A device, comprising:

a request for potential transaction initiation including indicator of intent to carry out potential transaction receiving module;

a transaction data including request to utilize a particular payment channel for execution of at least a portion of the potential transaction acquiring module;

an acquired particular payment channel absence from a set of one or more directly accepted payment channels determining module; and

a facilitation of at least a portion of the potential transaction configured to provide an appearance of using the acquired particular payment channel to at least one party to the potential transaction negotiating module.

171. The device of claim 170, wherein said request for potential transaction initiation including indicator of intent to carry out potential transaction receiving module comprises:

a request for potential transaction initiation including indicator of intent to carry out potential transaction with a registered user of a device receiving from the device module.

185. The device of claim 170, wherein said request for potential transaction initiation including indicator of intent to carry out potential transaction receiving module comprises:

a request for potential transaction initiation generated in response to particular condition detection, including indicator of intent to carry out potential transaction receiving module.

186. The device of claim 185, wherein said request for potential transaction initiation generated in response to particular condition detection, including indicator of intent to carry out potential transaction receiving module comprises:

a request for potential transaction initiation generated in response to user-based particular condition detection, including indicator of intent to carry out potential transaction receiving module.

189. The device of claim 186, wherein said request for potential transaction initiation generated in response to user-based particular condition detection, including indicator of intent to carry out potential transaction receiving module comprises:

a request for potential transaction initiation generated in response to user-based location detection, including indicator of intent to carry out potential transaction receiving module.

190. The device of claim 170, wherein said request for potential transaction initiation including indicator of intent to carry out potential transaction receiving module comprises:

a request for potential transaction initiation including indicator of intent to carry out potential transaction receiving from a device that stores data regarding a user receiving module.

192. The device of claim 170, wherein said transaction data including request to utilize a particular payment channel for carrying out execution of at least a portion of the potential transaction acquiring module comprises:

a transaction data including request to utilize a particular payment channel for execution of at least a portion of the potential transaction receiving module.

193. The device of claim 192, wherein said transaction data including request to utilize a particular payment channel for execution of at least a portion of the potential transaction receiving module comprises:

a transaction data including request to utilize a particular payment modality for execution of at least a portion of the potential transaction receiving module.

194. The device of claim 193, wherein said transaction data including request to utilize a particular payment modality for execution of at least a portion of the potential transaction receiving module comprises:

a transaction data including request to utilize a particular payment modality of near-field communication equipped device proximity contact sensor for execution of at least a portion of the potential transaction receiving module.

197. The device of claim 170, wherein said transaction data including request to utilize a particular payment channel for execution of at least a portion of the potential transaction acquiring module comprises:

a transaction data including request to utilize a particular payment channel for execution of at least a portion of the potential transaction generating module.

199. The device of claim 170, wherein said transaction data including request to utilize a particular payment channel for execution of at least a portion of the potential transaction acquiring module comprises:

a particular data that is generated by a device associated with a user receiving module; and

a transaction data including the request to utilize a particular payment channel for carrying out at least a portion of the potential transaction generating at least partly based on the received particular data module.

202. The device of claim 199, wherein said particular data that is generated by a device associated with a user receiving module comprises:

a particular data about one or more properties of the device that is generated by the device associated with the user receiving module.

205. The device of claim 202, wherein said particular data about one or more properties of the device that is generated by the device associated with the user receiving module comprises:

a particular data about one or more device settings read by the device associated with the user receiving module.

206. The device of claim 170, wherein said transaction data including request to utilize a particular payment channel for execution of at least a portion of the potential transaction acquiring module comprises:

a transaction data that is part of the request for potential transaction initiation, said transaction data including request to utilize a particular payment channel for execution of at least a portion of the potential transaction acquiring module.

209. The device of claim 170, wherein said acquired particular payment channel absence from a set of one or more directly accepted payment channels determining module comprises:

an acquired particular payment channel including a particular payment modality absence from a set of one or more directly accepted payment channels determining module.

213. The device of claim 170, wherein said acquired particular payment channel absence from a set of one or more directly accepted payment channels determining module comprises:

an acquired particular payment channel including a particular payment option and a particular payment modality absence from a set of one or more directly accepted payment channels determining module.

214. The device of claim 170, wherein said acquired particular payment channel absence from a set of one or more directly accepted payment channels determining module comprises:

an acquired particular payment channel absence from a set of one or more payment channels not accepted when a particular condition is present determining module.

215. The device of claim 214, wherein said acquired particular payment channel absence from a set of one or more payment channels not accepted when a particular condition is present determining module comprises:

an acquired particular payment channel absence from a set of one or more payment channels not accepted when an unencrypted channel is used determining module.

218. The device of claim 170, wherein said acquired particular payment channel absence from a set of one or more directly accepted payment channels determining module comprises:

an acquired particular payment channel transmitting to an external resource module; and

a determination regarding absence of the acquired particular payment channel from the set of one or more directly accepted payment channels receiving module.

219. The device of claim 218, wherein said acquired particular payment channel transmitting to an external resource module comprises:

an acquired particular payment channel transmitting to an external resource selected at least partly based on one or more properties of the acquired particular payment channel module.

220. The device of claim 170, wherein said acquired particular payment channel absence from a set of one or more directly accepted payment channels determining module comprises:

a set of one or more directly accepted payment channels receiving module; and

an acquired particular payment channel to at least one of the payment channels present in the received set of one or more directly accepted payment channels comparing module.

223. The device of claim 170, wherein said facilitation of at least a portion of the potential transaction configured to provide an appearance of using the acquired particular payment channel to at least one party to the potential transaction negotiating module comprises:

a one or more resources designed to allow execution of at least a portion with an appearance of using the acquired particular payment channel to at least one party acquiring module.

224. The device of claim 170, wherein said facilitation of at least a portion of the potential transaction configured to provide an appearance of using the acquired particular payment channel to at least one party to the potential transaction negotiating module comprises:

an instruction to a user device to obtain transaction data at least partly using the acquired particular payment channel transmitting module;

an instruction to a user device to manipulate obtained transaction data into a format configured to be used with a further payment channel other than the particular payment channel transmitting module; and

a potential transaction facilitating at least partly using the further payment channel module.

225. The device of claim 224, wherein said instruction to a user device to obtain transaction data at least partly using the acquired particular payment channel transmitting module comprises:

an instruction to a user device to obtain transaction data at least partly using the acquired particular payment channel, so that an appearance of using the acquired particular payment channel to at least one party to the potential transaction is generated transmitting module.

228. The device of claim 224, wherein said potential transaction facilitating at least partly using the further payment channel module comprises:

a potential transaction facilitating at least partly using the further payment channel without providing notification to a user of the use of the further payment channel module.

229. The device of claim 170, wherein said facilitation of at least a portion of the potential transaction configured to provide an appearance of using the acquired particular payment channel to at least one party to the potential transaction negotiating module comprises:

a potential transaction facilitating at least partly using the further payment channel without providing notification to a user of the use of the further payment channel module; and

a data regarding the one or more determined resources transmitting to a user device configured to use the particular payment channel module.

230. The device of claim 229, wherein said potential transaction facilitating at least partly using the further payment channel without providing notification to a user of the use of the further payment channel module comprises:

a one or more resources configured to facilitate a first portion of the potential transaction using the particular payment channel and to facilitate a second portion of the potential transaction using a further payment channel that is present in the set of one or more directly accepted payment channels determining module.

231. The device of claim 230, wherein said one or more resources configured to facilitate a first portion of the potential transaction using the particular payment channel and to facilitate a second portion of the potential transaction using a further payment channel that is present in the set of one or more directly accepted payment channels determining module comprises:

a one or more devices configured to directly accept both the acquired particular payment channel and the further payment channel that is present in the set of one or more directly accepted payment channels determining module.

234. The device of claim 231, wherein said one or more devices configured to directly accept both the acquired particular payment channel and the further payment channel that is present in the set of one or more directly accepted payment channels determining module comprises:

a one or more devices having a particular property polling to determine at least one device configured to directly accept both the acquired particular payment channel and the further payment channel that is present in the set of one or more directly accepted payment channels module.

235. The device of claim 234, wherein said one or more devices having a particular property polling to determine at least one device configured to directly accept both the acquired particular payment channel and the further payment channel that is present in the set of one or more directly accepted payment channels module comprises:

a one or more devices having a particular location property polling to determine at least one device configured to directly accept both the acquired particular payment channel and the further payment channel that is present in the set of one or more directly accepted payment channels module.

237. The device of claim 234, wherein said one or more devices having a particular property polling to determine at least one device configured to directly accept both the acquired particular payment channel and the further payment channel that is present in the set of one or more directly accepted payment channels module comprises:

a one or more devices manufactured by a particular manufacturer polling to determine at least one device configured to directly accept both the acquired particular payment channel and the further payment channel that is present in the set of one or more directly accepted payment channels module.

238. The device of claim 170, wherein said facilitation of at least a portion of the potential transaction configured to provide an appearance of using the acquired particular payment channel to at least one party to the potential transaction negotiating module comprises:

a resource configured to facilitate at least a portion of the potential transaction configured to provide an appearance of using the acquired particular payment channel to at least one party to the potential transaction locating module; and

a located resource configured to facilitate at least the portion of the potential transaction assistance requesting module.

239. The device of claim 238, wherein said resource configured to facilitate at least a portion of the potential transaction configured to provide an appearance of using the acquired particular payment channel to at least one party to the potential transaction locating module comprises:

a resource configured to facilitate at least a portion of the potential transaction configured to provide an appearance of using the acquired particular payment channel to at least one party to the potential transaction locating at least partly based on a property of the acquired particular payment channel module.

241. The device of claim 170, wherein said facilitation of at least a portion of the potential transaction configured to provide an appearance of using the acquired particular payment channel to at least one party to the potential transaction negotiating module comprises:

an intermediary device having a particular property and configured to facilitate at least a portion of the potential transaction selecting module;

an agreement with the intermediary device to facilitate at least a portion of the potential transaction managing device; and

a data regarding the intermediary device transmitting to a user device associated with the at least one party to the potential transaction transmitting module.

243. The device of claim 241, wherein said intermediary device having a particular property and configured to facilitate at least a portion of the potential transaction selecting module comprises:

an intermediary device configured to interface with the acquired particular payment channel and to interface with a further payment channel present in the set of one or more directly accepted payment channels determining module selecting module.

244. The device of claim 241, wherein said intermediary device having a particular property and configured to facilitate at least a portion of the potential transaction selecting module comprises:

an intermediary device having a preexisting vendor agreement and configured to facilitate at least a portion of the potential transaction selecting module.

246. The device of claim 241, wherein said intermediary device having a particular property and configured to facilitate at least a portion of the potential transaction selecting module comprises:

an intermediary device having a particular application stored in memory and configured to facilitate at least a portion of the potential transaction selecting module.

247. The device of claim 241, wherein said agreement with the intermediary device to facilitate at least a portion of the potential transaction managing device comprises:

a compensation level for intermediary device to facilitate at least a portion of the potential transaction managing device setting module.

251. The device of claim 241, wherein said data regarding the intermediary device transmitting to a user device associated with the at least one party to the potential transaction transmitting module comprises:

an address of the intermediary device transmitting to the user device associated with the at least one party to the potential transaction transmitting module.

252. The device of claim 241, wherein said data regarding the intermediary device transmitting to a user device associated with the at least one party to the potential transaction transmitting module comprises:

an identity verification code used by intermediary device transmitting to the user device associated with the at least one party to the potential transaction transmitting module.

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