METHOD AND APPARATUS FOR VEHICLE ACCESSIBLE ATM TRANSACTIONS

• US 20140279491A1
• Filed: 03/14/2013
• Published: 09/18/2014
• Est. Priority Date: 03/14/2013
• Status: Abandoned Application

• Current Assignee: Ford Global Technologies, LLC (Ford Motor Company)
• Original Assignee: Ford Global Technologies, LLC (Ford Motor Company)
• Inventors: MARTIN, DOUGLAS RAYMOND, MILLER, KENNETH JAMES
• Application Number:
  US13/828,473
• Publication Number:
  US 20140279491A1
• Time in Patent Office: Days
• US Class Current: 705/43
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs

Abstract

A system includes an ATM-related processor configured to detect a vehicle approach. The processor is also configured to wirelessly connect to a vehicle computing system (VCS). The processor is additionally configured to validate a vehicle as a present-vehicle. Also, the processor is configured to receive account and vehicle identifying information. The processor is also configured to validate an account as authorized for a transaction in conjunction with the vehicle. The processor is further configured to provide transaction services to the vehicle over the wireless connection, such that the user can interact with an ATM through use of an in-vehicle display.

Claims

1. A system comprising:

an ATM-related processor configured to;

detect a vehicle approach;

wirelessly connect to a vehicle computing system (VCS);

validate a vehicle as a present-vehicle;

receive account and vehicle identifying information;

validate an account as authorized for a transaction in conjunction with the vehicle; and

provide transaction services to the vehicle over the wireless connection, such that the user can interact with an ATM through use of an in-vehicle display.

2. The system of claim 1, wherein the processor is configured to validate a vehicle as a present-vehicle through the use of near-field communication.

3. The system of claim 1, wherein the processor is configured to validate a vehicle as a present-vehicle through the use of a user PIN entered into an ATM.

4. The system of claim 1, wherein the processor is configured to validate the account through contacting a remote server and comparing the account and vehicle identifying information.

5. The system of claim 1, wherein the transaction services include withdrawals, deposits and balance inquiries.

6. A system comprising:

a processor configured to;

receive a request for identifying information from an ATM;

provide account and vehicle identifying information responsive to the request;

receive confirmation that the account is authorized for a transaction in conjunction with the vehicle;

receive a list of ATM-related services;

present the services on a vehicle display for user interaction and selection; and

transmit user requests input on the display to the ATM for servicing.

7. The system of claim 6, wherein the account identifying information includes an account number.

8. The system of claim 7, wherein the account identifying information is stored on the vehicle.

9. The system of claim 7, wherein the account identifying information is input at the vehicle and subsequently provided to the ATM for each transaction.

10. The system of claim 7, wherein the account identifying information includes a PIN.

11. The system of claim 6, wherein the vehicle identifying information includes a vehicle identification number (VIN).

12. The system of claim 6, wherein the display is a touch-screen display.

13. The system of claim 6, wherein the ATM-related services include withdrawals, deposits and balance inquiries.

14. A computer-implemented method comprising:

receiving a request for identifying information from an ATM;

providing account and vehicle identifying information responsive to the request;

receiving confirmation that the account is authorized for a transaction in conjunction with the vehicle;

receiving a list of ATM-related services;

presenting the services on a vehicle display for user interaction and selection; and

transmitting user requests input on the display to the ATM for servicing.

15. The method of claim 14, wherein the account identifying information includes an account number.

16. The method of claim 15, wherein the account identifying information is stored on the vehicle.

17. The method of claim 15, wherein the account identifying information is input at the vehicle and subsequently provided to the ATM for each transaction.

18. The method of claim 15, wherein the account identifying information includes a PIN.

19. The method of claim 14, wherein the vehicle identifying information includes a vehicle identification number (VIN).

20. The method of claim 14, wherein the ATM-related services include withdrawals, deposits and balance inquiries.