PRO-ACTIVE IDENTITY VERIFICATION FOR AUTHENTICATION OF TRANSACTION INITIATED VIA NON-VOICE CHANNEL
First Claim
Patent Images
1. A method of using biometrics based verification comprising:
- identifying a validation requirement during a non-voice channel interaction;
initiating contact with the user, at a pre-registered device;
executing a biometrics based verification of the user'"'"'s identity and possession of the pre-registered device, via a user interaction at the pre-registered device; and
providing the validation as required when the user is successfully identified.
3 Assignments
0 Petitions
Accused Products
Abstract
A method of using biometric verification comprises identifying a validation requirement during the execution of a non-voice channel interaction, and initiating a contact to the user, at a pre-registered device. The method further comprises executing a biometric verification of the user'"'"'s identity and possession of the device, via a user interaction at the pre-registered device, and providing the validation when the user is successfully identified.
-
Citations
19 Claims
-
1. A method of using biometrics based verification comprising:
-
identifying a validation requirement during a non-voice channel interaction; initiating contact with the user, at a pre-registered device; executing a biometrics based verification of the user'"'"'s identity and possession of the pre-registered device, via a user interaction at the pre-registered device; and providing the validation as required when the user is successfully identified. - View Dependent Claims (2, 3, 4, 5, 6, 7)
-
-
8. A biometric authentication system comprising:
-
a validation requirement identifier to identify a validation requirement during a non-voice channel interaction; contact system to initiate contact with the user, at a pre-registered device; a biometric system to perform a biometric verification of the user'"'"'s identity and possession of the pre-registered device, via a user interaction at the pre-registered device; and a decisioning system to provide the validation for the validation requirement when the user is successfully identified. - View Dependent Claims (9, 10, 11, 12, 13, 14)
-
-
15. A system comprising:
-
a non-voice channel to initiate a transaction with the user; a biometric authentication system to determine that validation is needed to complete the transaction, the biometric authentication system comprising; contact system to initiate contact with the user, at a pre-registered device; a biometric system to perform a biometric verification of the user'"'"'s identity and possession of the pre-registered device, via a user interaction at the pre-registered device; and a decisioning system to provide the validation for the validation requirement when the user is successfully identified; and the non-voice channel to complete the transaction when the decision system indicates that the user is successfully identified. - View Dependent Claims (16, 17, 18, 19)
-
Specification