SYSTEM FOR SECURE AUTOMOTIVE IN-VEHICLE WIRELESS PAYMENTS
First Claim
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1. A method for making a secure financial transaction from a vehicle without giving a merchant a physical financial card, said method comprising:
- providing a touch sensor that includes a secure element for securely storing payment credentials, a vehicle wireless communication system, and a vehicle for holding the touch sensor;
providing a merchant terminal including a merchant wireless communications system;
transmitting the payment credentials from the touch sensor to the merchant terminal using the vehicle wireless communication system and the merchant wireless communication system without giving a merchant a physical financial card; and
communicating with a financial institution from the merchant terminal in order to perform a secure financial transaction using the payment credentials.
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Accused Products
Abstract
A system and method for providing a touch sensor disposed in a vehicle, wherein the touch sensor may be a portable device that is removable from the vehicle such as a tablet computer or it may be a built-in device, wherein the touch sensor may store account information in a secure element in order to make a secure payment by wirelessly communicating with a merchant terminal from within the vehicle in order to make a financial transaction without giving a physical credit or debit card to the merchant.
45 Citations
21 Claims
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1. A method for making a secure financial transaction from a vehicle without giving a merchant a physical financial card, said method comprising:
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providing a touch sensor that includes a secure element for securely storing payment credentials, a vehicle wireless communication system, and a vehicle for holding the touch sensor; providing a merchant terminal including a merchant wireless communications system; transmitting the payment credentials from the touch sensor to the merchant terminal using the vehicle wireless communication system and the merchant wireless communication system without giving a merchant a physical financial card; and communicating with a financial institution from the merchant terminal in order to perform a secure financial transaction using the payment credentials. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. A system for making a secure financial transaction from a vehicle without giving a merchant a physical financial card, said system comprised of:
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a touch sensor; a secure element disposed in the touch sensor for storing payment credentials; a vehicle wireless communication system; a vehicle for holding the touch sensor and the vehicle wireless communication system; a merchant terminal; a merchant wireless communications system; wherein the payment credentials are transmitted from the touch sensor to the merchant terminal without giving a merchant a physical financial card, and wherein the merchant terminal communicates with a financial institution from the merchant terminal in order to perform a secure financial transaction using the payment credentials. - View Dependent Claims (16, 17, 18, 19, 20, 21)
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Specification