SYSTEMS AND METHODS FOR ENROLLMENT AND IDENTITY MANAGEMENT USING MOBILE IMAGING

• US 20140279642A1
• Filed: 03/17/2014
• Published: 09/18/2014
• Est. Priority Date: 03/15/2013
• Status: Abandoned Application

• Current Assignee: Mitek Systems Incorporated
• Original Assignee: Mitek Systems Incorporated
• Inventors: Strange, Mike, DeBello, James, Diamond, Mike
• Application Number:
  US14/217,192
• Publication Number:
  US 20140279642A1
• Time in Patent Office: Days
• US Class Current: 705/325
• CPC Class Codes: G06F 40/174 Form filling; Merging
• CPC Class Codes: G06F 40/226 Validation
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 50/265 Personal security, identity or safety
• CPC Class Codes: G06V 30/416 Extracting the logical structure, e.g. chapters, sections or page numbers; Identifying elements of the document, e.g. authors

Abstract

Systems and methods for automatic enrollment and identity verification based upon processing a captured image of a document are disclosed herein. Various embodiments enable, for example, a user to enroll in a particular service by taking a photograph of a particular document (e.g., his driver license) with a mobile device. One or more algorithms can then extract relevant data from the captured image. The extracted data (e.g., the person'"'"'s name, gender, date of birth, height, weight, etc.) can then be used to automatically populate various fields of an enrollment application, thereby reducing the amount of information that the user has to manually input into his mobile device in order to complete the enrollment process. In some embodiments, a set of internal and/or external checks can be run against the data to ensure that the data is valid, has been read correctly, and is consistent with other data.

Claims

1. A computer readable medium containing instructions which, when executed by a computer, perform a process comprising:

receiving an image of a document;

preprocessing the image of the document in preparation for data extraction;

extracting a set of data from the image of the document; and

automatically populating fields of an enrollment form based at least in part upon the extracted set of data.

2. A computer readable medium containing instructions which, when executed by a computer, perform a process comprising:

receiving an image of a document;

preprocessing the image of the document in preparation for data extraction;

extracting a set of data from the image of the document;

validating the extracted set of data using at least one data validation technique; and

attempting to verify at least a portion of the set of data by searching one or more external databases.

3. The method of claim 2, wherein the results from the combination of computing instructions is organized into a mobile identity risk scorecard, wherein the scorecard is a structured information model for presenting risks associated with a proposed identity to an organization.