METHODS, APPARATUSES AND SYSTEMS FOR PROVIDING USER AUTHENTICATION

• US 20140282878A1
• Filed: 03/13/2014
• Published: 09/18/2014
• Est. Priority Date: 03/14/2013
• Status: Active Grant

• Current Assignee: OLogN Technologies AG
• Original Assignee: OLogN Technologies AG
• Inventors: IGNATCHENKO, Sergey, IVANCHYKHIN, Dmytro
• Granted Patent: US 9,699,159 B2
• Time in Patent Office: Days
• US Class Current: 726/3
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/204 comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
• CPC Class Codes: G06Q 20/206 comprising security or operator identification provisions, e.g. password entry
• CPC Class Codes: G06Q 20/321 using wearable devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/352 Contactless payments by cards
• CPC Class Codes: G06Q 20/3823 combining multiple encryption tools for a transaction
• CPC Class Codes: G06Q 20/388 using mutual authentication without cards, e.g. challenge-response
• CPC Class Codes: G06Q 20/4012 Verifying personal identification numbers [PIN]
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: H04L 63/08 for authentication of entities cryptographic mechanisms or cryptographic arrangements for entity authentication H04L9/32

Abstract

The methods, apparatuses and systems described herein provide a system for authenticating users, authorization or information during secure transactions. The system may include a transaction device requiring user authentication, a personal communication device, and a wearable authentication device that communicates with both of the other devices. In one aspect, the wearable authentication device may be configured to communicate with the transaction device requiring authentication and the personal communication device through one or more wireless communication technologies, wherein the wearable authentication device may be configured to act as an intermediary between the transaction device and the personal communication device to facilitate the exchange of at least one authentication information or transaction completion information between the personal communication device and the transaction device.

Claims

1. An authentication device configured to be worn on a user, comprising:

a short-range transceiver;

an ultra short-range transceiver; and

a processor to facilitate a personal communication device to communicate with a transaction device, the processor is configured to;

receive transaction completion information from the personal communication device via the short range transceiver;

process the transaction completion information; and

send the processed transaction completion information to the transaction device via the ultra-short range transceiver.

2. The authentication device of claim 1, wherein to process the transaction completion information comprises the processor is configured to decrypt the transaction completion information.

3. The authentication device of claim 1, wherein the processor is further configured to:

prepare a request for the transaction completion information; and

send the request for the transaction completion information via the short-range transmitter to the personal communication device.

4. The authentication device of claim 3, wherein the processor is further configured to encrypt the request for the transaction completion information.

5. The authentication device of claim 3, further comprising a user input interface to receive user input from the user.

6. The authentication device of claim 5, wherein the processor is further configured to:

receive user authentication information from the user via the user input interface;

add the user authentication information to the request for the transaction completion information as a part of preparation of the request for the transaction completion information.

7. The authentication device of claim 5, wherein the user input device is configured to receive a alphanumeric string.

8. The authentication device of claim 5, wherein the user input device is a biometric input device.

9. The authentication device of claim 1, wherein the authentication device is configured as one of:

a watch to be worn on a user'"'"'s wrist, a pocket watch, and a ring to be worn on a user'"'"'s finger.

10. The authentication device of claim 1, wherein the transaction completion information is for door unlocking transaction.

11. The authentication device of claim 1, wherein the transaction completion information is for payment transaction and contains credit card information.

12. An authentication device configured to be worn on a user, comprising:

a short-range transceiver;

an ultra short-range transceiver; and

a processor to facilitate a personal communication device to communicate with a transaction device, the processor is configured to;

receive a request for the transaction completion information from the transaction device via the ultra-short range transceiver;

process the request for the transaction completion information; and

send the processed request for the transaction completion information to the personal communication device via the short range transceiver.

13. The authentication device of claim 12, wherein to process the request for the transaction completion information comprises the processor is configured to encrypt the request for the transaction completion information.

14. The authentication device of claim 12, wherein the processor is further configured to:

receive the transaction completion information via the short range transceiver from the personal communication device;

process the transaction completion information; and

send the processed transaction completion information via the ultra-short range transceiver to the transaction device.

15. The authentication device of claim 14, wherein to process the transaction completion information, the processor is further configured to decrypt the transaction completion information.

16. The authentication device of claim 12, further comprising a user input interface to receive user input from the user.

17. The authentication device of claim 16, wherein to process the request for the transaction completion information, the processor is further configured to:

receive user authentication information from the user via the user input interface; and

add the user authentication information to the request for the transaction completion information as a part of processing the request for the transaction completion information.

18. The authentication device of claim 16, wherein the user input device is configured to receive a alphanumeric string.

19. The authentication device of claim 16, wherein the user input device is a biometric input device.

20. The authentication device of claim 12, wherein the authentication device is configured as one of:

a watch to be worn on a user'"'"'s wrist, a pocket watch, and a ring to be worn on a user'"'"'s finger.

21. The authentication device of claim 12, wherein the transaction completion information is for door unlocking transaction.

22. The authentication device of claim 12, wherein the transaction completion information is for payment transaction and contains credit card information.

23. A method for facilitating a personal communication device to communicate with a transaction device via an authentication device configured to be worn on a user, comprising:

receiving transaction completion information from the personal communication device via the short range transceiver;

processing the transaction completion information; and

sending the processed transaction completion information to the transaction device via the ultra-short range transceiver.

24. The method claim 23, further comprising decrypting the transaction completion information in processing the transaction completion information.

25. The method of claim 23, further comprising:

preparing a request for the transaction completion information;

encrypting the request for the transaction completion information; and

send the encrypted request for the transaction completion information via the short-range transmitter to the personal communication device.

26. The method of claim 25, further comprising:

receiving user authentication information from the user via a user input interface of the authentication device;

adding the received user authentication information to the request for the transaction completion information as a part of preparation of the request for the transaction completion information.

27. A method for facilitating a personal communication device to communicate with a transaction device via an authentication device configured to be worn on a user, comprising:

receiving a request for the transaction completion information from the transaction device via the ultra-short range transceiver;

processing the request for the transaction completion information; and

sending the processed request for the transaction completion information to the personal communication device via the short range transceiver.

28. The method of claim 27, further comprising encrypting the request for the transaction completion information.

29. The method of claim 27, further comprising:

receiving the transaction completion information via the short range transceiver from the personal communication device;

decrypting the transaction completion information; and

sending the processed transaction completion information via the ultra-short range transceiver to the transaction device.

30. The method of claim 27, further comprising:

receiving user authentication information from the user via a user input interface of the authentication device; and

adding the received user authentication information to the request for the transaction completion information as a part of processing the request for the transaction completion information.