PORTABLE MULTIFUNCTION DEVICE WITH MULTIPLE APPLICATIONS
1 Assignment
0 Petitions
Accused Products
Abstract
A system and method for operating a reward points accumulation and redemption program wherein a user earns reward points from a plurality of independent reward points issuing entities, with each tracking the user'"'"'s earned reward points in a user reward point account stored on a multi-function card (such as a frequent flyer account or a credit card loyalty account). The multi-function card is adapted to aggregate some or all of the user'"'"'s earned reward points from the reward accounts and credit the aggregated points into a single reward exchange account on the multi-function card. The user may then select an item for purchase with the accumulated reward points from the multi-function card. The item is provided to the user in exchange for a subset or all of the reward points from the multi-function card.
4 Citations
50 Claims
-
1-34. -34. (canceled)
-
35. A portable device comprising processing circuitry, program storage, data memory, and a user input device;
- wherein
a plurality of transaction applications are stored in the data memory; and the processing circuitry is programmed via instructions in the program storage to initially select a default transaction application from the plurality of transaction applications for executing a transaction, provide an option to override the default transaction application with a different transaction application from the plurality of transaction applications, receive via the user input device a user selection to override the default transaction application with a different transaction application, and override the default transaction application with the different transaction application selected via the user input device for executing the transaction. - View Dependent Claims (36, 37, 38, 39, 40, 41, 49)
- wherein
-
42. A method of using a portable device for executing a transaction comprising
storing in a data memory of the portable device a plurality of transaction applications, processing circuitry of the portable device initially selecting a default transaction application from the plurality of transaction applications for executing a transaction, the processing circuitry providing an option to override the default transaction application with a different transaction application from the plurality of transaction applications, the processing circuitry receiving via a user input device on the portable device a user selection to override the default transaction application with a different transaction application, and the processing circuitry overriding the default transaction application with the different transaction application selected via the user input device for executing the transaction.
Specification