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SYSTEM AND METHOD FOR ADAPTIVE USER AUTHENTICATION

  • US 20140289820A1
  • Filed: 12/31/2013
  • Published: 09/25/2014
  • Est. Priority Date: 03/22/2013
  • Status: Active Grant
First Claim
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1. A method comprising:

  • receiving a client request to perform a transaction which requires authentication;

    analyzing first data related to a client to determine a risk value associated with the client;

    determining an assurance level required for allowing the client to complete the transaction;

    determining an assurance level gain required to arrive at the assurance level based on the risk value;

    selecting one or more authentication techniques based at least in part on the indication of the assurance level gain.

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