CLAIMING INCENTIVES ON NETWORKED TELEVISIONS

• US 20140297380A1
• Filed: 03/27/2014
• Published: 10/02/2014
• Est. Priority Date: 03/27/2013
• Status: Active Grant

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Inventors: Jamkhedkar, Prashant, Wenger, Mark
• Granted Patent: US 10,185,966 B2
• Time in Patent Office: Days
• US Class Current: 705/14.17
• CPC Class Codes: G06Q 30/0215 Including financial accounts
• CPC Class Codes: H04N 21/4784 receiving rewards

Abstract

Systems and methods described herein may enable a user to add an incentive displayed along with content on a networked television to a digital wallet associated with the user. The user may be capable of selecting the displayed incentive using a remote control in communication with the networked television, or using their mobile device which may be in direct communication with the networked television, or in communication with the networked television over a network. When the user selects the displayed incentive for storage in a digital wallet, the user may be prompted to authenticate to a provider associated with the digital wallet, wherein the authentication may be performed through the networked television using the remote control. The incentive may then be added to the user'"'"'s digital wallet and may be used or applied when the user performs a transaction using the digital wallet.

Claims

1. A system, comprising:

one or more processors configured to;

prepare an authentication request in response to receiving a request to store an incentive in a digital wallet associated with a user account, wherein the incentive is an incentive viewed by the user on a television; and

store the incentive in the digital wallet when an authentication response is successful;

a network interface component configured to send the authentication response and receive the request to store the incentive and the authentication response over a network; and

a memory, the memory storing the digital wallet associated with the user.

2. The system of claim 1, wherein the network interface component is further configured to receive incentive details along with the request to store the incentive.

3. The system of claim 1, wherein the network interface component is further configured to receive incentive details along with the authentication response.

4. The system of claim 1, wherein the one or more processors are configured to determine incentive details from information associated with the incentive included in at least one of the request to store the incentive and the authentication response.

5. The system of claim 4, wherein the one or more processors are configured to determine the incentive details by generating a request for the incentive details based on the information associated with the incentive and receiving the incentive details in response to the request.

6. The system of claim 5, wherein the network interface component is further configured to send the request for the incentive details over the network and receive the response to the request.

7. The system of claim 1, wherein:

the one or more processors are further configured to generate an update providing information that the incentive has been stored in the digital wallet when the incentive is stored in the digital wallet; and

the network interface component is further configured to send the update over the network to a device associated with the user.

8. The system of claim 1, wherein:

the network interface component is further configured to receive a request to use the stored incentive; and

the one or more processors are further configured to apply the incentive to a transaction for the user processed by the system.

9. A computer-readable medium including instructions that, when executed by one or more processors of a server, cause the server to perform a method comprising:

receiving a request from a television over a network to store an incentive in a digital wallet associated with a user account, wherein the incentive is an incentive viewed by the user on the television;

sending an authentication request to the television over the network;

receiving an authentication response;

storing the incentive in the digital wallet when the received authentication response is successful; and

sending a notification to the user when the incentive is stored in the digital wallet.

10. The computer-readable medium of claim 9, further comprising applying the stored incentive when processing a transaction.

11. The computer-readable medium of claim 9, wherein receiving the request from the television over the network to store the incentive comprises receiving incentive details along with the request.

12. The computer-readable medium of claim 9, wherein receiving the authentication response comprises receiving incentive details along with the response.

13. The computer-readable medium of claim 9, further comprising determining incentive details from information associated with the incentive included in at least one of the request to store the incentive and the authentication response.

14. The computer-readable medium of claim 13, wherein determining incentive details comprises:

sending a request over the network for incentive details based on the information associated with the incentive; and

receiving a response including the incentive details.

15. The computer-readable medium of claim 9, wherein receiving an authentication response comprises receiving authentication information, wherein the authentication is successful when the received authentication information matches stored authentication information.

16. The computer-readable medium of claim 15, wherein the received authentication information comprises at least one of a user identifier, a password, and a personal identification number (PIN).

17. The computer-readable medium of claim 16, wherein the authentication information is entered by the user through the television.

18. The computer-readable medium of claim 17, wherein the authentication information is entered by the user through the television using a remote control in communication with the television.

19. A computer-readable medium including instructions that, when executed by one or more processors of a server associated with a service provider, cause the server to perform a method comprising:

receiving a request from a television over a network to claim an incentive presented on the television;

receiving user authentication information entered by the user through the television; and

storing the incentive in a user account associated with the service provider when the received user authentication information matches user authentication information associated with the service provider.

20. The computer-readable medium of claim 19, further comprising storing the incentive in a digital wallet associated with the user account;

and wherein receiving user authentication information comprises receiving user authentication information entered by the user using a remote control in communication with the television.