SYSTEM AND METHOD FOR A SINGLE DIGITAL WALLET DYNAMIC CHECKOUT TOOL
First Claim
Patent Images
1. A computer-based method comprising:
- determining, by a digital network computer configured for routing a service call message, a group of digital wallet providers of a plurality of digital wallet providers to present to a user, wherein selection of the group of digital wallet providers is determined based on at least one of attributes of a merchant, attributes of a selected product, or attributes of the user interacting with a merchant website;
presenting, by the digital network computer, a digital wallet tool on a checkout page of the merchant website;
receiving, by the digital network computer, a first selection of the digital wallet tool;
presenting, by the digital network computer, the group of the digital wallet providers;
receiving, by the digital network computer, a second selection of a digital wallet provider to create a selected digital wallet provider; and
routing, by the digital network computer, the service call message to the selected digital wallet provider based on the second selection.
1 Assignment
0 Petitions
Accused Products
Abstract
The present system and method comprises an improved digital wallet tool. The tool can select a plurality of digital wallets to present to a user to service the transaction. In the alternative the tool can select a digital wallet to service the transaction. The tool can also present additional offers to the user based on the available digital wallets. The tool simplifies merchant integration with digital wallet providers and enhances the customer experience.
162 Citations
20 Claims
-
1. A computer-based method comprising:
-
determining, by a digital network computer configured for routing a service call message, a group of digital wallet providers of a plurality of digital wallet providers to present to a user, wherein selection of the group of digital wallet providers is determined based on at least one of attributes of a merchant, attributes of a selected product, or attributes of the user interacting with a merchant website; presenting, by the digital network computer, a digital wallet tool on a checkout page of the merchant website; receiving, by the digital network computer, a first selection of the digital wallet tool; presenting, by the digital network computer, the group of the digital wallet providers; receiving, by the digital network computer, a second selection of a digital wallet provider to create a selected digital wallet provider; and routing, by the digital network computer, the service call message to the selected digital wallet provider based on the second selection. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
-
-
9. A computer based system comprising:
-
a network interface communicating with a memory; the memory communicating with a processor configured for routing a service call message; and the processor, when executing a computer program, performs operations comprising; determining, by the processor, a group of digital wallet providers of a plurality of digital wallet providers to present to a user, wherein selection of the group of digital wallet providers is determined based on at least one of attributes of a merchant, attributes of a selected product, or attributes of the user interacting with a merchant website; presenting, by the processor, a digital wallet tool on a checkout page of the merchant website; receiving, by the processor, a first selection of the digital wallet tool; presenting, by the processor, the group of the digital wallet providers; receiving, by the processor, a second selection of a digital wallet provider to create a selected digital wallet provider; and routing, by the processor, the service call message to the selected digital wallet provider based on the second selection. - View Dependent Claims (10, 11, 12, 13, 14, 15)
-
-
16. A non-transitory computer readable storage medium having computer-executable instructions stored thereon that, in response to execution by a digital network computer configured for routing a service call message, causes a computer to perform operations comprising:
-
determining, by the digital network computer, a group of digital wallet providers of a plurality of digital wallet providers to present to a user, wherein selection of the group of digital wallet providers is determined based on at least one of attributes of a merchant, attributes of a selected product, or attributes of the user interacting with a merchant website; presenting, by the digital network computer, a digital wallet tool on a checkout page of the merchant website; receiving, by the digital network computer, a first selection of the digital wallet tool; presenting, by the digital network computer, the group of the digital wallet providers; receiving, by the digital network computer, a second selection of a digital wallet provider to create a selected digital wallet provider; and routing, by the digital network computer, the service call message to the selected digital wallet provider based on the second selection. - View Dependent Claims (17, 18, 19, 20)
-
Specification