Computerized Method And System For Financing By EB-5 Investor Visa Regional Center

• US 20140324734A1
• Filed: 07/14/2014
• Published: 10/30/2014
• Est. Priority Date: 04/16/2012
• Status: Abandoned Application

• Current Assignee: Michael Lee Mattox
• Original Assignee: Michael Lee Mattox
• Inventors: Mattox, Michael Lee
• Application Number:
  US14/330,201
• Publication Number:
  US 20140324734A1
• Time in Patent Office: Days
• US Class Current: 705/36.R
• CPC Class Codes: G06Q 40/06 Asset management; Financial planning or analysis
• CPC Class Codes: G06Q 50/26 Government or public services business processes related to the transportation industry G06Q50/40

Abstract

A computer-implemented financed commercial economic system and method for EB-5 immigrant investor visa programs through a regional center directed to promotion of economic growth, improved economic regional productivity, job creation and increased capital investment, in which EB-5 investors by a capital investment for economic commercialization of projects and an electronic database accessible through a communications network to maintain regional center and EB-5 investor information, with an escrow account of funds from sales of products produced by the projects, and returning of capital investments to the EB-5 investors after a pre-determined period of time with the proceeds of the escrow account, with an agreement providing management compensation from asset rights of the EB-5 investors.

Claims

1. A computer-implemented commercial financial economic and investment development system establishing and operating economic development projects with investments that meet the requirements of the United States government EB-5 immigrant investor visa program, comprising:

a microprocessor center configured for the promotion of economic growth, improved economic productivity in a region, job creation and increased capital investment—

through at least one economic development project financed by a project capital investment within U.S. Customs and Immigration Services guidelines for EB-5 immigrant investor visa program;

a plurality of EB-5 capital investments each purchasing a portion of the project capital investment issued by an entity established for economic commercialization of the economic development project funded by the project capital investment, the project capital investment comprising a bond investment having a plurality of bonds, each EB-5 capital investment received from a respective one of a plurality of EB-5 investors that participate in the economic development project;

a computer database operatively connected to the microprocessor center accessible through a communications network connecting at least one workstation to receive, maintain, and display economic development project and EB-5 investor information, including financing criteria information comprising one or more of infrastructure research information, economic modeling information, business and project document information, marketing information, and funds and investment transaction information;

a compensation agreement for assignment of asset rights of each of the EB-5 investors to a general manager managing the economic development project;

an escrow account to hold EB-5 capital investments of the EB-5 investors until sale of the bonds from the project capital investment;

a securities depository having a plurality of broker accounts through which a broker/dealer associated with a respective one of the broker accounts pays for the bonds using the escrow account and receives the paid-for bonds, the securities depository organized as a banking organization, a clearing corporation, and a securities clearing agency; and

a plurality of accounts provided by the broker/dealer, each account to hold a pro-rata value representative of the sold bonds in association with a respective one of the plurality of EB-5 investors based on the EB-5 capital investment thereof;

whereby each one of the plurality of EB-5 investors, being invested in the economic development project funded by the project capital investment, receive an EB-5 immigrant visa.

2. The computer-implemented commercial financial economic and investment development system as recited in claim 1, wherein the asset rights comprise at least a percentage of an interest amount paid by an issuer of the bonds acquired for the bond investment for the economic development project.

3. The computer-implemented commercial financial economic and investment development system as recited in claim 1, wherein the bonds comprise municipal bonds.

4. The computer-implemented commercial financial economic and investment development system as recited in claim 1, further comprising an ownership transfer or that receives instructions from a respective one of the plurality of EB-5 investors to transfer the bond associated with said EB-5 investor to a subsequent beneficial owner.

5. The computer-implemented commercial financial economic and investment development system as recited in claim 1, wherein the broker/dealer provides a depositor trust account for purchasing, receiving and registering bonds for each one of the plurality of the EB-5 investors.

6. The computer-implemented commercial financial economic and investment development system as recited in claim 1, wherein the economic development project further comprises a marketer that markets the investment and the economic development project to a plurality of potential EB-5 investors.

7. The computer-implemented commercial financial economic and investment development system as recited in claim 1, further comprising an operating entity that uses the EB-5 capital investments of the EB-5 investors to engage in the economic development project.

8. The computer-implemented commercial financial economic and investment development system as recited in claim 7, wherein the operating entity registers with appropriate government agencies for marketing of the investment for the economic development project to a plurality of potential EB-5 investors.

9. The computer-implemented commercial financial economic and investment development system as recited in claim 1, further comprises a document originator associated with the regional center for preparing legal and entity documents related to the regional center, the entity, and the economic development project.

10. The computer-implemented commercial financial economic and investment development system as recited in claim 9, wherein said legal and entity documents comprise EB-5 investor subscription agreement, entity organizing and operating agreements, investment escrow agreements and EB-5 investor questionnaire.

11. The computer-implemented commercial financial economic and investment development system as recited in claim 1, further comprises a document originator associated with the regional center for preparing business/project documents related to the regional center, the entity, and the economic development project.

12. The computer-implemented commercial financial economic and investment development system as recited in claim 11, wherein said business/project documents comprise a project business plan, an economic study, and a regional center business plan.

13. The computer-implemented commercial financial economic and investment development system as recited in claim 1, wherein the broker account is a Depository Trust Company account.

14. The computer-implemented commercial financial economic and investment development system as recited in claim 1, wherein the broker/dealer is a direct participant, the broker account is a direct participant account, and further comprising an electronic computerized book-entry device maintained by the securities depository of transfers and pledges of the broker account.

15. The computer-implemented commercial financial economic and investment development system as recited in claim 14, further comprising a plurality of indirect participants that each maintains a custodial relationship with the direct participant.

16. The computer-implemented commercial financial economic and investment development system as recited in claim 14, further comprising an owner record file maintained by the securities depository recording an identity of the direct participant in association with the bonds credited in the broker account;

and a direct broker record file maintained by the direct participant having a corresponding record identifying one of a plurality of customers associated with a respective bond.

17. The computer-implemented commercial financial economic and investment development system as recited in claim 16, wherein the security depository is configured to determine by lot an amount of the interest of each direct participant in a bond issue to redeem if less than all of the bonds in a Series are to be redeemed.

18. The computer-implemented commercial financial economic and investment development system as recited in claim 16, further comprising an information display device controlled through a configuration file for display of information from the computer database accessed through a network.