MOBILE TOKENIZATION HUB
First Claim
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1. A method, comprising:
- receiving, by a server, a token request from a mobile device;
identifying, by the server, device information associated with the token request;
determining, by the server, a type of token corresponding to the device information;
sending, by the server, a request for the type of token;
receiving, by the server, a token having the requested type; and
returning, by the server, the token to the mobile device.
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Abstract
Embodiments of the present invention relate to systems and methods for implementing a mobile tokenization hub with a common tokenization capabilities (CTC) module that may provide tokenization for various entities in various contexts. For example, the CTC module can provide and store tokens for mobile payment transactions, transit transactions, digital wallet applications, merchant point of sale (POS) applications, personalization services, and the like.
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Citations
20 Claims
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1. A method, comprising:
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receiving, by a server, a token request from a mobile device; identifying, by the server, device information associated with the token request; determining, by the server, a type of token corresponding to the device information; sending, by the server, a request for the type of token; receiving, by the server, a token having the requested type; and returning, by the server, the token to the mobile device. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A system comprising:
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a mobile tokenization hub server computer comprising a processor and a non-transitory computer readable storage medium including instructions stored thereon which, when executed by the processor cause the processor to implement a method of; receiving a token request from a mobile device; identifying device information associated with the token request; determining a type of token corresponding to the device information; sending a request for the type of token to a CTC module configured to communicate with the mobile tokenization hub server computer; receiving a token having the requested type from the CTC module; and returning the token to the mobile device. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A method comprising:
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receiving a request for dynamic identification information associated with a token from a registered system; transmitting the token to a common tokenization capability module that includes a de-tokenization module that converts the token into an account identifier; receiving the account identifier from the de-tokenization service; transmitting the account identifier to a payment processing network to generate the dynamic identification information; receiving the dynamic identification information from the payment processing network; and transmitting the dynamic identification information to the registered system. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification