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CONTACTLESS MESSAGE TRANSMISSION

  • US 20140344154A1
  • Filed: 05/16/2014
  • Published: 11/20/2014
  • Est. Priority Date: 05/17/2013
  • Status: Active Grant
First Claim
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1. A method comprising:

  • determining, by a processor in a mobile payment device, merchant consumable data;

    generating, by the processor, a data transfer message, the data transfer message comprising a plurality of pre-designated data fields designed to contain data other than the merchant consumable data;

    inserting, by the processor, the merchant consumable data into one of the plurality of designated data fields designed to contain data other than the merchant consumable data; and

    providing, by the processor, the data transfer message to an access device,wherein the access device is configured to extract the merchant consumable data from the data transfer message and process the merchant consumable data.

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