COMPUTER SYSTEM FOR DETERMINING GEOGRAPHIC-LOCATION ASSOCIATED CONDITIONS

• US 20140350970A1
• Filed: 08/12/2014
• Published: 11/27/2014
• Est. Priority Date: 12/31/2009
• Status: Active Grant

• Current Assignee: Alex M. Carges, Ben Jade Lim, David F. Peak, Douglas D. Schumann Jr, Mark S. Coleman, Roza E. Kogan
• Original Assignee: Douglas D. Schumann Jr
• Inventors: Schumann, Douglas D. Jr., Carges, Alex M., Coleman, Mark S., Kogan, Roza E., Lim, Ben Jade, Peak, David F.
• Granted Patent: US 10,217,169 B2
• Time in Patent Office: Days
• US Class Current: 705/4
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G08G 1/096775 where the origin of the information is a central station

Abstract

Pursuant to some embodiments, computer systems for generating safety scores relating to vehicle travel routes are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user'"'"'s location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.

Claims