Systems and Methods for Providing Electronic Transaction Auditing and Accountability

• US 20140358791A1
• Filed: 08/15/2014
• Published: 12/04/2014
• Est. Priority Date: 02/21/2008
• Status: Active Grant

• Current Assignee: The Coca-Cola Company
• Original Assignee: The Coca-Cola Company
• Inventors: Antao, Leonard F., Insolia, Gerard E., Kolls, H. Brock
• Granted Patent: US 10,685,356 B2
• Time in Patent Office: Days
• US Class Current: 705/44
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 20/405 Establishing or using transaction specific rules
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06Q 40/12 Accounting

Abstract

Embodiments of the invention can provide systems and methods for electronic transaction auditing and accountability. In one embodiment, a method of providing electronic transaction auditing can be implemented. The method can include determining at least one unique identifier associated with a respective transaction. The method can also include communicating the at least one unique identifier to a destination server. In addition, the method can include receiving data associated with an electronic transaction and at least one unique identifier corresponding to the unique identifier previously communicated to the destination server and associated with the respective transaction.

Claims

1-20. -20. (canceled)

21. A method of electronic transaction accountability, the method comprising:

receiving an electronic transaction from a transaction-type device at a server;

determining if the transaction-type device is authorized to perform the electronic transaction;

associating at least one unique identifier with the electronic transaction;

verifying the electronic transaction is in accordance with at least one predefined state sequence; and

communicating a data packet comprising the at least one unique identifier and data associated with the electronic transaction to a destination server.

22. The method of claim 21, further comprising querying at least one data storage device to determine if the transaction-type device is authorized to communicate with at least one data processing resource.

23. The method of claim 21, further comprising determining if the transaction-type device is authorized to perform at least one class of transactions.

24. The method of claim 21, further comprising:

associating at least one reconciliation token with the electronic transaction if the electronic transaction is an originating transaction;

or

associating a previously associated unique identifier if the electronic transaction is a non-originating transaction.

25. The method of claim 21, further comprising terminating communications with the at least one transaction-type device when the electronic transaction violates at least one state sequence.

26. The method of claim 21, wherein the data packet comprises encrypted third party data.

27. The method of claim 21, further comprising:

selecting the at least one reconciliation token to audit;

communicating the at least one unique identifier to the destination server;

receiving data associated with the electronic transaction associated with the unique identifier; and

verifying the electronic transaction.

28. A system for electronic transaction accountability, the system comprising:

at least one electronic transaction auditing module operable to;

receive an electronic transaction from a transaction-type device;

generate at least one unique identifier associated with the electronic transaction;

generate a data packet comprising the at least one unique identifier and data associated with the electronic transaction; and

communicate the data packet to a destination server.

29. The system of claim 28, wherein the at least one electronic transaction auditing module is further operable to determine if the transaction-type device is authorized to access at least one data processing resource.

30. The system of claim 28, wherein the at least one electronic transaction auditing module is further operable to determine if the transaction-type device is authorized to perform at least one class of transactions.

31. A system for electronic transaction accountability, the system comprising:

a server operable to execute at least one program module to;

receive transaction data from a transaction-type device;

determine that the transaction-type device has a valid identification;

determine the transaction-type device is authorized to perform a predefined class of transactions; and

validate an electronic transaction associated with the transaction data;

generate a reconciliation token for the electronic transaction when the electronic transaction is an originating transaction; and

communicate the reconciliation token and the transaction data to a destination server.

32. The system of claim 31, wherein the server is operable to execute the at least one program module to query a transaction database to determine that the electronic transaction is correct.

33. The system of claim 32, wherein the server is operable to execute the at least one program module to compare the electronic transaction to a predefined combination of transaction processing states in a specific order, and wherein the electronic transaction is correct when a sequence of transaction processing states of the electronic transaction matches the predefined sequence of transaction processing states according to the specific order.

34. The system of claim 31, wherein the destination server is operable to execute at least one second program module to associate the reconciliation token with the transaction data at the destination server.

35. The system of claim 34, wherein the destination server is further operable to execute the at least one second program module to generate response data comprising a response data packet comprising the reconciliation token, and

to communicate the response data to the server.

36. The system of claim 35, wherein the server is further operable to execute the at least one program module to validate the response data against a predefined combination of transaction processing states in a specific order.

37. The system of claim 36, wherein the server is further operable to execute the at least one program module to communicate the response data to the transaction type device.

38. The system of claim 31, wherein the server is further operable to execute the at least one program module to determine a plurality of reconciliation tokens based at least in part on an audit.

39. The system of claim 31, wherein the server is further operable to execute the at least one program module to communicate the plurality of reconciliation tokens to the destination server, and

to receive, from the destination server, transaction detail data associated with at least one of the plurality of reconciliation tokens.

40. The system of claim 39, wherein the server is further operable to execute the at least one program module to generate a report for the audit based at least in part on the received transaction detail data.

41. The system of claim 31, wherein the predefined class of transactions comprises radio-frequency identification (RFID) credit card transactions.