APPARATUS AND METHOD FOR VALIDATION AND AUTHORIZATION OF DEVICE AND USER BY GLOBAL POSITIONING AND NON-PROMPTED EXCHANGE OF INFORMATION
First Claim
1. A validation and authorization system where user locations and user location changes in time are used to construct a user signature to be used in the process of validating and authorizing access to assets or financial transactions.
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Accused Products
Abstract
An authorization and validation system and method for mobile financial transactions uses (1) historic Global Positioning System (GPS) and time at specific locations and (2) both visible and invisible prompts to allow access to assets and performance of financial transactions. Said system and method also determines when the mobile device, tablet or smart phone, is lost or is operated by an impersonator. Special attention is devoted when said system is engaged in determining whether the user is under threat or not.
55 Citations
19 Claims
- 1. A validation and authorization system where user locations and user location changes in time are used to construct a user signature to be used in the process of validating and authorizing access to assets or financial transactions.
- 2. A validation and authorization system where information on safety status of the user is communicated to the validation and authorization system by not visibly prompted queries to the or by the user
- 16. A validation and authorization method, where information on safety status of the user is communicated to the validation and authorization system by not visibly prompted queries to the or by the user
Specification