Device for the check of the validity of the insurance coverage of a means of transport and for the command of its ignition

• US 20140379168A1
• Filed: 01/16/2013
• Published: 12/25/2014
• Est. Priority Date: 01/18/2012
• Status: Abandoned Application

• Current Assignee: Roberto Spadoni
• Original Assignee: Roberto Spadoni
• Inventors: Spadoni, Roberto
• Application Number:
  US14/371,490
• Publication Number:
  US 20140379168A1
• Time in Patent Office: Days
• US Class Current: 701/1
• CPC Class Codes: B60W 30/00 Purposes of road vehicle drive control systems not related to the control of a particular sub-unit, e.g. of systems using conjoint control of vehicle sub-units
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G07C 2009/00761 with data transmission performed by connected means, e.g. mechanical contacts, plugs, connectors
• CPC Class Codes: G07C 9/00174 Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys mechanical locks with electric permutation E05B49/00; arrangements for sensing or reading record carriers G06K7/00; electronic switching H03K17/00

Abstract

A device for commanding ignition of a motorized transport vehicle based on validity of the insurance coverage includes an electronic assembly; an external device where data on the validity of insurance coverage are memorized, the external device being connectable with the electronic assembly to transfer the insurance data. The electronic assembly (includes a processor contained in the external device, and a time device in communication with the processor and capable of reading current date and/or geographical position to block of the ignition of the vehicle if insurance coverage has expired. The processor is also programmed to compare the insurance data and the current date and/or geographical position and send a block signal of the engine if the insurance coverage is not valid. The device further includes a transceiver CAN in communication with the processor to operate the block of the engine based on reception of the block signal.

Claims

1. A device for commanding a start-up of a motorized transport vehicle based on validity of insurance coverage, comprising:

an electronic assembly (2, 4, 5);

an external device (10), on which to electronically memorize one or more insurance data on the validity of the insurance coverage of a user, said external device being connectable in communication with the electronic assembly (2, 4, 5) for transferring the insurance data contained in the electronic assembly;

wherein the electronic assembly (2, 4, 5) comprises a processor (2) to electronically read and process the data contained in the external device (10), and a time device (5) placed in communication with the processor (2) and configured to read one or both of a current date or a geographical position, such to command a block of the start-up of the transport vehicle in case of verification of an expired insurance coverage; and

wherein the processor (2) is further programmed to make, following consent for the start-up of an engine of the transport vehicle, a comparison in continuous cycle between the insurance data and the current date or geographical position coming from the time device (5) and updated in continuous cycle, the processor (2) sending a block signal of the engine in case of invalidity of the insurance coverage; and

a Transceiver CAN (6) placed in communication with the processor (2) and configured to operate said block of the engine at work in correspondence of reception of said block signal.

2. The device (1), as per claim 1, wherein the electronic assembly (2, 4, 5) comprises an insertion seat (3, 3′

) into which to insert the external device (10) to put in said communication the electronic assembly (2, 4, 5) with said external device (10).

3. The device (1), as per claim 1, wherein the electronic assembly (2, 4, 5) and the external device (10) are configured for wireless communication between them.

4. The device (1), as per claim 1, wherein the external device (10) contains at least an expiration date of the insurance coverage so that, when the external device (10) is placed in said communication with the processor (2), the processor detects the expiration date and compares the expiration date with the data detected by the time device (5) to evaluate the validity of the insurance coverage.

5. The device (1), as per claim 1, wherein the time device is a GPS device (5).

6. The device (1), as per claim 1, wherein the time device is an internal clock.

7. The device (1), as per claim 1, wherein the electronic assembly (2, 4, 5) further comprises an EPROM card (4) in communication with the processor (2) to memorize every time the data of the external device (10) read by the processor (2).

8. The device (1), as per claim 1, wherein the external device (10) is selected from the group consisting of:

a smart card (10);

or

a USB key.

9. The device (1), as claim 1, further comprising a battery of primary feeding (7) and a reserve secondary battery (8).

10. The device (1), as per claim 1, further comprising one or more of a LED lighting or an acoustic signal system to indicate current state of the insurance coverage.

11. A method for commanding a start-up of a motorized transport vehicle based on validity of insurance coverage, the method comprising the steps of:

putting in communication an external device (10), on which one or more insurance data on the validity of the insurance coverage of a user are memorized electronically, with an electronic assembly (2, 4, 5), and transferring the insurance data from the external device (10) to the electronic assembly, the electronic assembly (2, 4, 5) comprising a processor (2) configured to read electronically and process the data contained in the external device (10) and a time device (5) placed in communication with the processor (2) and configured to read one or both of a current date or a current geographical position;

comparing the insurance data with data coming from the time device (5) so as to inhibit the start-up of the transport vehicle in case of verification of an expired insurance coverage;

wherein the processor (2) makes, following consent for the start-up of an engine of the transport vehicle, a further comparison in continuous cycle between the obtained insurance data and the current date or the current geographical position coming from the time device (5) and updated in the continuous cycle; and

sending a block signal of the engine in case of invalidity of the insurance coverage, said block being operated through a Transceiver CAN (6) placed in the communication with the processor (2) and configured to operate said block of the engine at work after reception of said block signal.