MERCHANT BUSINESS HOURS DATABASE VIA TRANSACTION DATA APPARATUS AND METHOD
First Claim
Patent Images
1. A method of determining business hours of a merchant, the method comprising:
- extracting, with a processor, payment card transaction authorization information for the merchant, the payment card transaction authorization information including a time and a date of multiple payment card authorizations;
grouping, with the processor, each of the multiple payment card authorizations into days of a week;
determining, with the processor, an opening time and a closing time of at least one of the days of the week based at least in part on a first and a last payment card transaction authorization;
storing the opening and the closing time on a non-transitory computer-readable storage medium.
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Accused Products
Abstract
A system, method, and computer-readable storage medium configured to determine merchant business hours using financial transactions.
10 Citations
20 Claims
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1. A method of determining business hours of a merchant, the method comprising:
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extracting, with a processor, payment card transaction authorization information for the merchant, the payment card transaction authorization information including a time and a date of multiple payment card authorizations; grouping, with the processor, each of the multiple payment card authorizations into days of a week; determining, with the processor, an opening time and a closing time of at least one of the days of the week based at least in part on a first and a last payment card transaction authorization; storing the opening and the closing time on a non-transitory computer-readable storage medium. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A business hours calculation server comprising:
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a processor configured to extract payment card transaction authorization information for a merchant, the payment card transaction authorization information including a time and a date of multiple payment card authorizations, configured to group each of the multiple payment card authorizations into days of a week, configured to determine an opening time and a closing time of at least one of the days of the week based at least in part on a first and a last payment card transaction authorization; a non-transitory computer-readable storage medium configured to store the opening and the closing time. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A non-transitory computer-readable storage medium encoded with data and instructions that when the instructions are executed by a computing device, causes the computing device to:
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extract, with a processor, payment card transaction authorization information for a merchant, the payment card transaction authorization information including a time and a date of multiple payment card authorizations; group, with the processor, each of the multiple payment card authorizations into days of a week; determine, with the processor, an opening time and a closing time of at least one of the days of the week based at least in part on a first and a last payment card transaction authorization; store the opening and the closing time on the non-transitory computer-readable storage medium. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification