FRAUD MONITORING SYSTEM WITH DISTRIBUTED CACHE
First Claim
1. A system comprising:
- a first server located at a first locale and routing a first series of transaction requests for a payment service;
a second server located at a second locale and routing a second series of transaction requests for said payment service;
a distributed cache storing a set of transaction details of said first and second series of transaction requests; and
a risk service operating at said first locale and having access to said set of transaction details from said distributed cache;
wherein said risk service generates a fraud warning based on a result of a comparison of at least one transaction detail in said set of transaction details and at least one transaction detail of a new transaction request received at said first server.
1 Assignment
0 Petitions
Accused Products
Abstract
Systems and methods for fraud monitoring in a payment service are disclosed. An exemplary system includes a first server being located at a first locale and routing a first series of transaction requests. The system includes a second server being located at a second locale and routing a second series of transaction requests. The transactions requests may or may not be associated with a single payment service user account. The system includes a distributed cache storing a set of transaction details of the two series of transaction requests. The system includes a risk service having access to the set of transaction details from the distributed cache. The risk service generates a fraud warning based on a result of a comparison of at least one transaction detail in the set of transaction details and at least one transaction detail of a new transaction request received by the first server.
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Citations
20 Claims
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1. A system comprising:
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a first server located at a first locale and routing a first series of transaction requests for a payment service; a second server located at a second locale and routing a second series of transaction requests for said payment service; a distributed cache storing a set of transaction details of said first and second series of transaction requests; and a risk service operating at said first locale and having access to said set of transaction details from said distributed cache; wherein said risk service generates a fraud warning based on a result of a comparison of at least one transaction detail in said set of transaction details and at least one transaction detail of a new transaction request received at said first server. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A computer-implemented process comprising:
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processing a first series of transaction requests at a first server; processing a second series of transaction requests at a second server; storing historical transaction information concerning transactions associated with said first and said second series of transaction requests in a distributed cache; receiving a transaction request; conducting a comparison of information regarding said transaction request with said historical transaction information; and issuing a fraud warning based on results of said comparison; wherein said first and said second series of transactions are associated with a single user account; and wherein said first and second servers are in different locales. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19)
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20. A system comprising:
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a first server located at a first locale and routing a first series of transaction requests for a payment service; a second server located at a second locale and routing a second series of transaction requests for said payment service; a distributed cache storing a set of transaction details of said first and said second series of transaction requests; and a risk service having access to said set of transaction details from said distributed cache; wherein said risk service generates a fraud warning based on a result of a comparison of at least one transaction detail in said set of transaction details and at least one transaction detail of a new transaction request received by said first server; and wherein said first and second series of transaction requests are associated with a single payment service user account.
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Specification