SYSTEMS AND METHODS FOR LOCATION-BASED TRANSACTION INFORMATION CAPTURING

• US 20150019409A1
• Filed: 07/11/2013
• Published: 01/15/2015
• Est. Priority Date: 07/11/2013
• Status: Abandoned Application

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Inventors: Vagiri, Anvesh Yah
• Application Number:
  US13/939,539
• Publication Number:
  US 20150019409A1
• Time in Patent Office: Days
• US Class Current: 705/39
• CPC Class Codes: G06Q 20/3221 Access to banking information through M-devices
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/405 Establishing or using transaction specific rules

Abstract

Systems and methods for capturing location-based transaction details are provided. The system includes a location component configured to determine a location of a user device. The system also includes one or more processors configured to determine if the determined location is a favorite location of a user of the user device or if the user has been in the location for a time period greater than a threshold time, prompt the user to enter transaction information, and receive entered transaction information. The system also includes a memory configured to store the received transaction information, and a network interface component configured to send the stored transaction information. The sent transaction information may be stored on a remote server and may be accessed by user so that a user may be capable of viewing their transaction and other account information over a network.

Claims

1. A system for capturing transaction details, comprising:

a location component configured to determine a location of a user device;

one or more processors configured to;

determine if the determined location is a favorite location of a user of the user device or the user has been in the location for a time period greater than a threshold time;

prompt the user to enter transaction information; and

receive entered transaction information;

a memory configured to store the received transaction information; and

a network interface component configured to send the stored transaction information.

2. The system of claim 1, wherein the location component is further configured to determine a global positioning system (GPS) location of the user device.

3. The system of claim 1, wherein the one or more processors are further configured to determine if the determined location is a designated no transaction location and prompt the user to enter the transaction information when the determined location is determined to not be a designated no transaction location.

4. The system of claim 1, wherein the one or more processors are further configured to:

receive a selection of an option to enter transaction information at a later time; and

queue the prompt to enter transaction information to displayed at the later time.

5. The system of claim 1, wherein the one or more processors are further configured to scan received messages and alerts for transaction information.

6. The system of claim 1, further comprising a display component, the display component configured to display an interface for entering transaction information.

7. The system of claim 6, wherein:

the one or more processors are further configured to receive a request for financial account information and account information display parameters;

the network interface component is further configured to send a request for the requested financial account information and receive the request financial account information; and

the display component is configured to display the requested financial account information according to the display parameters.

8. The system of claim 7, wherein the requested financial account information comprises the sent transaction information.

9. The system of claim 7, wherein the display component is further configured to display the requested financial account information on a map showing locations of transactions and information associated with the transactions.

10. A method for capturing transaction details, comprising:

determining, by a user device, a location of the user device;

determining, by the user device, if the determined location is a favorite location of a user of the user device or if the user has been in the location for a time period greater than a threshold time;

prompting, by the user device, the user to enter transaction information when the determined location is a favorite location of the user or when the user has been in the determined location for a time period greater than the threshold time;

receiving, by the user device, entered transaction information; and

sending, by the user device to a remote server, the stored transaction information.

11. The method of claim 10, wherein the location component is further configured to determine a global positioning system (GPS) location of the user device.

12. The method of claim 10, wherein determining if the determined location is a favorite location of a user of the user device or if the user has been in the location for a time period greater than a threshold time comprises determining if the determined location is a designated no transaction location and prompting the user to enter the transaction information when the determined location is determined to not be a designated no transaction location.

13. The method of claim 10, further comprising:

receiving a selection of an option to enter transaction information at a later time; and

queuing a prompt to enter transaction information to displayed at the later time.

14. The method of claim 10, further comprising scanning, by the user device, received messages and alerts for transaction information.

15. The method of claim 10, wherein prompting the user to enter transaction information comprises displaying an interface for entering transaction information.

16. The method of claim 10, further comprising:

receiving, by the user device, a request for financial account information;

receiving, by the user device, account information display parameters;

sending, by the user device, a request for the requested financial account information;

receiving, by the user device, the request financial account information; and

displaying, by the user device, the requested financial account information according to the display parameters.

17. The method of claim 16, wherein displaying the requested financial account information comprises displaying the sent transaction information.

18. The method of claim 16, wherein displaying the requested financial account information comprises displaying the requested financial account information on a map showing locations of transactions and information associated with the transactions.

19. A method for maintaining financial account information, comprising:

receiving, by a server, transaction details from a user based on a prompt sent to the user when the user is at a favorite location of the user or when the user has been in a location for a time period greater than a threshold time;

parsing, by the server, the received transaction details for transaction information;

adding, by the server, the transaction information to account information associated with the user; and

sending, by the server, account information associated with the user when the user requests the account information.

20. The method of claim 19, wherein the transaction details comprises at least one of an amount of the transaction, the merchant at which the transaction was performed, a location of the transaction, and a date of the transaction.

21. The method of claim 19, wherein sending account information comprises sending the added transaction information and other transaction information performed by the server.

22. The method of claim 19, wherein receiving transaction details from a user and sending account information comprises:

receiving, by the server, a request to authenticate with the server; and

granting, by the server, the request to authenticate with the server.

23. The method of claim 19, wherein parsing the received transaction details comprises identifying relevant transaction information and formatting the identified transaction information for storage by the server.