GUI-BASED WALLET PROGRAM FOR ONLINE TRANSACTIONS
First Claim
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1. A transaction information provisioning system, comprising:
- a wireless user device; and
a communication engine that is located in the wireless user device and that;
receives login information;
sends the login information over a network; and
receives a plurality of funding source information through the network in response to sending the login information, wherein the plurality of funding source information is associated with a plurality of different funding sources; and
wherein the wireless user device renders a graphical user interface (GUI) wallet for display that includes a plurality of funding source elements that are each associated with a respective one of the plurality of different funding sources and that are each selectable to automatically retrieve respective funding source information for the respective funding source associated with that funding source element and automatically populate a funding source field in a merchant checkout system with the respective funding source information.
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Abstract
Provided is a method and a GUI-based software application that acts as a wallet with network interconnectivity for enabling a user to securely and seamlessly conduct transactions with his or her online financial transaction program by means of a computer or a wireless handheld device without having to depend on an Internet browser.
31 Citations
20 Claims
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1. A transaction information provisioning system, comprising:
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a wireless user device; and a communication engine that is located in the wireless user device and that; receives login information; sends the login information over a network; and receives a plurality of funding source information through the network in response to sending the login information, wherein the plurality of funding source information is associated with a plurality of different funding sources; and wherein the wireless user device renders a graphical user interface (GUI) wallet for display that includes a plurality of funding source elements that are each associated with a respective one of the plurality of different funding sources and that are each selectable to automatically retrieve respective funding source information for the respective funding source associated with that funding source element and automatically populate a funding source field in a merchant checkout system with the respective funding source information. - View Dependent Claims (2, 3, 4, 5, 6)
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7. The transaction information provisioning system of claim 7, wherein the GUI wallet includes a first discount element that is associated with a first discount of the plurality of different discounts and that is selectable to automatically retrieve first discount information for the first discount and automatically populate a first discount field in a first merchant checkout system with the first discount information, and wherein the GUI wallet includes a second discount element that is associated with a second discount of the plurality of different discounts that is different than the first discount and that is selectable to automatically retrieve second discount information for the second discount and automatically populate a second discount field in a second merchant checkout system that is different than the first merchant checkout system with the second discount information.
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8. A method for providing transaction information, comprising:
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receiving, by a communication engine that is located in a user device, login information; sending, by the communication engine, the login information over a network; receiving, by the communication engine, a plurality of address information through the network in response to sending the login information, wherein the plurality of address information is associated with a plurality of different addresses; and rendering, by the user device, a graphical user interface (GUI) wallet for display that includes a plurality of address elements that are each associated with a respective one of the plurality of different addresses, wherein a selection of one of the plurality of address elements results in an automatic retrieval of respective address information for the respective address associated with that address element and an automatic populating of an address field in a merchant checkout system with the respective address information. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A non-transitory, machine-readable medium comprising a plurality of machine-readable instructions that, when executed by one or more processors, are configured to cause the one or more processors to perform a method comprising:
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providing a communication engine that; receives login information; sends the login information over a network; and receives a plurality of discount information through the network in response to sending the login information, wherein the plurality of discount information is associated with a plurality of different discounts; and rendering a graphical user interface (GUI) wallet for display that includes a plurality of discount elements that are each associated with a respective one of the plurality of different discounts, wherein a selection of one of the plurality of discount elements results in an automatic retrieval of respective discount information for the respective discount associated with that discount element and an automatic provision of the respective discount information to an electronic transaction system to satisfy a discount information request. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification