SYSTEM AND METHODS FOR PROVIDING FINGER VEIN AUTHENTICATION AND SIGNATURE FOR EXECUTION OF ELECTRONIC WALLET TRANSACTIONS
First Claim
1. A system for providing access to and authorization of electronic wallet transactions using finger vein analysis, said system comprising:
- a vein analysis module, comprising computer-executable code stored in non-volatile memory,a wallet module, comprising computer-executable code stored in non-volatile memory,a processor, anda vein detection means,wherein said vein analysis module, said wallet module, said processor, and said vein detection means are operably connected and are configured to;
receive a transaction request;
initiate a transaction, wherein said transaction is analyzed to determine a transaction type;
retrieve transaction information, wherein said transaction information is comprised of one or more of a transaction purpose, a transaction location, and system information;
request finger vein authentication from user, wherein said finger vein detection means scans one or more of fingers of said user to generate a first finger vein pattern;
process said first finger vein pattern, wherein said first finger vein pattern is analyzed to authenticate identity of said user;
verify said identity of said user by comparing said first finger vein pattern to a reference finger vein pattern; and
provide access to one or more credentials stored in an electronic wallet.
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Accused Products
Abstract
The present invention generally relates to systems and methods for authenticating and signing electronic wallet transactions. Specifically, this invention relates to systems and methods for providing authentication of electronic wallet transactions via finger vein detection and analysis means. Embodiments of the present invention utilize finger vein detection means to allow contactless authentication of users for electronic transactions, generally via an electronic wallet. Further, embodiments of the present invention may allow for contactless signature methods for completion of such electronic transactions.
12 Citations
16 Claims
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1. A system for providing access to and authorization of electronic wallet transactions using finger vein analysis, said system comprising:
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a vein analysis module, comprising computer-executable code stored in non-volatile memory, a wallet module, comprising computer-executable code stored in non-volatile memory, a processor, and a vein detection means, wherein said vein analysis module, said wallet module, said processor, and said vein detection means are operably connected and are configured to; receive a transaction request; initiate a transaction, wherein said transaction is analyzed to determine a transaction type; retrieve transaction information, wherein said transaction information is comprised of one or more of a transaction purpose, a transaction location, and system information; request finger vein authentication from user, wherein said finger vein detection means scans one or more of fingers of said user to generate a first finger vein pattern; process said first finger vein pattern, wherein said first finger vein pattern is analyzed to authenticate identity of said user; verify said identity of said user by comparing said first finger vein pattern to a reference finger vein pattern; and provide access to one or more credentials stored in an electronic wallet. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A method for providing access to and authorization of electronic wallet transactions using finger vein analysis, said method comprising the steps of:
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receiving a transaction request; initiating a transaction, wherein said transaction is analyzed to determine a transaction type; retrieving transaction information, wherein said transaction information is comprised of one or more of a transaction purpose, a transaction location, and system information; requesting finger vein authentication from user, wherein one or more of fingers of said user are scanned to generate a first finger vein pattern; processing said first finger vein pattern, wherein said first finger vein pattern is analyzed to authenticate identity of said user; verifying said identity of said user by comparing said first finger vein pattern to a reference finger vein pattern; and providing access to one or more credentials stored in an electronic wallet. - View Dependent Claims (11, 12, 13, 14, 15, 16)
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Specification