OFFLINE MOBILE BANKING SYSTEM
First Claim
1. An apparatus for providing offline mobile banking, the apparatus comprising:
- a memory;
a processor; and
a module stored in the memory, executable by the processor, and configured to;
provide, at a mobile device, a transaction request;
determine a connection is not established between the mobile device and a device associated with the financial institution;
store the transaction request in response to determining a connection has not been established;
establish a connection between the mobile device and a server associated with the financial institution; and
communicate the stored transaction request from the mobile device to a device associated with the financial institution.
1 Assignment
0 Petitions
Accused Products
Abstract
Embodiments of the invention are directed to systems, methods and computer program products for providing an offline mobile banking system. An exemplary apparatus is configured to: provide, at a mobile device, a transaction request, determine a connection is not established between the mobile device and a device associated with the financial institution, store the transaction request in response to determining a connection has not been established, establish a connection between the mobile device and a server associated with the financial institution, and communicate the stored transaction request from the mobile device to a device associated with the financial institution.
26 Citations
29 Claims
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1. An apparatus for providing offline mobile banking, the apparatus comprising:
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a memory; a processor; and a module stored in the memory, executable by the processor, and configured to; provide, at a mobile device, a transaction request; determine a connection is not established between the mobile device and a device associated with the financial institution; store the transaction request in response to determining a connection has not been established; establish a connection between the mobile device and a server associated with the financial institution; and communicate the stored transaction request from the mobile device to a device associated with the financial institution. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method for providing offline mobile banking, the method comprising:
provide, at a mobile device, a transaction request; determine a connection is not established between the mobile device and a device associated with the financial institution; store the transaction request in response to determining a connection has not been established; establish a connection between the mobile device and a server associated with the financial institution; and communicate the stored transaction request from the mobile device to a device associated with the financial institution. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 27, 28, 29)
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26. A computer program product for providing offline mobile banking, the computer program product comprising:
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a non-transitory computer-readable medium comprising a set of codes for causing a computer to; provide, at a mobile device, a transaction request; determine a connection is not established between the mobile device and a device associated with the financial institution; store the transaction request in response to determining a connection has not been established; establish a connection between the mobile device and a server associated with the financial institution; and communicate the stored transaction request from the mobile device to a device associated with the financial institution.
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Specification