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SYSTEMS AND METHODS FOR COMMUNICATING RISK USING TOKEN ASSURANCE DATA

  • US 20150032625A1
  • Filed: 07/24/2014
  • Published: 01/29/2015
  • Est. Priority Date: 07/24/2013
  • Status: Abandoned Application
First Claim
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1. A method, comprising:

  • receiving, by a server computer, an authorization request message comprising a payment token, wherein the payment token is associated with a real account identifier;

    determining, by the server computer, the real account identifier associated with the payment token;

    generating, by the server computer, a modified authorization request message comprising the real account identifier, wherein the modified authorization request comprises a token assurance level code indicative of a level of confidence associated with the payment token; and

    transmitting, by the server computer, the modified authorization request message to an issuer for approval.

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