Computer System and Method for Management of User Interface Data

• US 20150046196A1
• Filed: 08/19/2014
• Published: 02/12/2015
• Est. Priority Date: 12/30/2003
• Status: Active Grant

• Current Assignee: Hartford Fire Insurance Company (The Hartford Financial Services Group, Inc.)
• Original Assignee: Hartford Fire Insurance Company (The Hartford Financial Services Group, Inc.)
• Inventors: Tran, Oai, Nutkiewicz, Stanley, Statsky, Jane, Stoller, Richard, Napolitan, Lisa
• Granted Patent: US 10,650,459 B2
• Time in Patent Office: Days
• US Class Current: 705/4
• CPC Class Codes: G06F 3/04842 Selection of displayed objects or displayed text elements G06F3/0482 takes precedence
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 40/08 Insurance

Abstract

This invention relates generally to a computer system and method for integrating insurance policy underwriting. In one aspect it integrates the older legacy insurance policy generating systems to on line systems where users access the system through browsers. The computer system to perform the process of underwriting, rating, quoting, binding, and booking an insurance policy includes browsers, data bases, processors and a dispatcher that parses the information to select an insurance process. Suitable software programs review messages received from users to determine if certain messages are less than a prescribed limit. If a message is greater than the limit, then the message is parsed into a header information and one or more data fields whereby the header information is provided to a legacy processor and to policy generation software for further creation of policy related information and documentation.

Claims

1. A computer system for processing data related to a plurality of user interfaces for supporting interactions with at least one computer system, comprising:

a web system server comprising at least one computer system processor; and

at least one other computer system in communication with the web system server,

the web system server being configured to generate a plurality of graphical user interfaces for display, a first of the graphical user interfaces;

including one or more fields for entry of insured information;

a next action user selection configured to cause the web system server to transmit data to the at least one computer system for performance of one of a plurality of insurance processes; and

one or more user-selectable process indications configured to cause the web system server to generate one of the other of the plurality of graphical user interfaces for display;

wherein each of the plurality of graphical user interfaces corresponds to one of the plurality of insurance processes;

the plurality of insurance processes comprising at least a process for determining information relating to a proposed insured and a process for determining at least one premium; and

wherein at least two of the plurality of insurance processes are arranged in a sequence, and at least a second one of the insurance processes is allowed to be performed only subsequent to performance of a first one of the plurality of insurance processes in the sequence.

2. The computer system of claim 1, wherein the first graphical user interface is configured for entry of information comprising at least an account update.

3. The computer system of claim 2, wherein the account update comprises at least name and address data of a proposed insured.

4. The computer system of claim 2, wherein the account update comprises name data of the proposed insured, and wherein the at least one computer system processor is further configured to access stored data matching the received name data of the proposed insured from a data storage device.

5. The computer system of claim 1, wherein the first graphical user interface is further configured for entry of producer data and product data.

6. The computer system of claim 1, further comprising a legacy computer system in communication with the at least one other computer system.

7. The computer system of claim 1, wherein the web system server is configured to permit the user to select one of the process indications to change data relating to a corresponding one of the insurance processes.

8. The computer system of claim 7, wherein the web system server is configured to permit the user to select the first graphical user interface to change address data.

9. The computer system of claim 1, wherein the first graphical user interface comprises at least one field for input of comments.

10. A computer-implemented method of processing data related to a plurality of user interfaces for supporting interactions with at least one computer system, comprising:

generating, by a web system server comprising at least one computer processor, a first graphical user interface of a plurality of graphical user interfaces, including one or more fields for entry of insured information;

a next action user selection configured to cause the web system server to transmit data to the at least one computer system for performance of one of a plurality of insurance processes; and

one or more user-selectable process indications configured to cause the web system server to generate one of the other of the plurality of graphical user interfaces for display;

receiving, via the first graphical user interface, a user selection of a user-selectable process indication;

generating, by the web system server, responsive to the user selection of one of the user-selectable process indications, one of the other of the plurality of graphical user interfaces for display;

wherein each of the plurality of graphical user interfaces corresponds to one of a plurality of insurance processes;

the plurality of insurance processes comprising at least a process for determining information relating to a proposed insured and a process for determining at least one premium; and

wherein at least two of the plurality of insurance processes are arranged in a sequence, and at least a second one of the insurance processes is allowed to be performed only subsequent to performance of a first one of the plurality of insurance processes in the sequence.

11. The computer-implemented method of claim 10, wherein the first graphical user interface is configured for entry of information comprising at least an account update.

12. The computer-implemented method of claim 11, wherein the account update comprises at least name and address data of a proposed insured.

13. The computer-implemented method of claim 10, further comprising determining by a dispatcher computer system, comprising at least one computer processor, in communication with the web system server, whether an insurance process is allowed to be performed.

14. The computer-implemented method of claim 10, further comprising permitting a user to change data relating to one of the insurance processes responsive to user selection of a corresponding process indication.

15. The computer-implemented method of claim 14, wherein the permitting the user to change data relating to one of the insurance processes comprises generating the first graphical user interface and permitting the user to change address data.

16. A computer system for processing data relating to a plurality of user interfaces, comprising:

a data storage device storing data relating to a plurality of insurance processes the plurality of insurance processes comprising at least a process for determining information relating to a proposed insured and a process for determining at least one premium;

a web server system comprising at least one computer processor, configured to generate a first graphical user interface of a plurality of graphical user interfaces, including one or more fields for entry of insured information;

a next action user selection configured to cause the web system server to transmit data to the at least one computer system for performance of one of the plurality of insurance processes; and

one or more user-selectable process indications configured to cause the web system server to generate one of the other of the plurality of graphical user interfaces for display;

a dispatcher system comprising at least one computer processor and in communication with the web server system and the data storage devices, and configured to manage communication with the web server system; and

a legacy computer system, comprising at least one computer processor, in communication with the dispatcher system, the legacy computer system configured to perform one or more insurance related data processing functions;

wherein at least two of the plurality of insurance processes are arranged in a sequence, at least a second one of the insurance processes being allowed to be performed only subsequent to performance of a first one of the plurality of insurance processes in the sequence.

17. The computer system of claim 16, wherein the first graphical user interface is configured for entry of information comprising at least an account update.

18. The computer system of claim 17, wherein the account update comprises at least name and address data of a proposed insured.

19. The computer system of claim 17, wherein the account update comprises name data of the proposed insured, and wherein the legacy computer system is configured to access stored data matching the received name data of the proposed insured from a data storage device.

20. The computer system of claim 16, wherein the dispatcher system is configured to determine whether to allow one of the insurance processes to be performed.