DIGITAL CHECK SCANNER, SYSTEM AND METHOD FOR THE TRACEABILITY OF CHECKS

• US 20150046326A1
• Filed: 08/06/2013
• Published: 02/12/2015
• Est. Priority Date: 08/06/2013
• Status: Abandoned Application

• Current Assignee: Panini SPA (Waterfall Investments SA)
• Original Assignee: Panini SPA (Waterfall Investments SA)
• Inventors: Bubbio, Pierpaolo
• Application Number:
  US13/960,456
• Publication Number:
  US 20150046326A1
• Time in Patent Office: Days
• US Class Current: 705/44
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque

Abstract

A digital check scanner (1), a system and a method for the traceability of checks are described, said digital check scanner (1) being associated to geographic detecting means (9) adapted to detect a geographical location of said digital check scanner (1).

Claims

1. Digital check scanner comprising:

a digital scanner; and

geographic detecting means associated with said digital scanner for detecting a geographical location of said digital scanner.

2. Digital check scanner according to claim 1, said digital scanner being configured for operating in a specific geographical area, and for stopping its operation if said geographical location detected by said geographic detecting means does not fall within said geographical area.

3. Digital check scanner according to claim 2, wherein said digital scanner is adapted to automatically block an electronic money transaction.

4. Digital check scanner according to claim 1, wherein said geographic detecting means are integrated into said digital scanner.

5. Digital check scanner according to claim 1, wherein said geographic detecting means comprise at least one of the following satellite geographic tracking modules:

a GPS or “

Global Positioning System”

module, a Galileo module and a GLONASS or “

GLObal'"'"'naja NAavigacionnaja Sputnikovaja Sistema”

module.

6. Digital check scanner according to claim 1, wherein said geographic detecting means are a USB GPS flash drive connectable to a USB port of interfacing means of said digital check scanner.

7. Digital check scanner according to claim 6, wherein said interfacing means are of the USB and/or Ethernet type for wired connections, or of the Wi-Fi, Wi-Fi Direct and Bluetooth type for wireless connections.

8. Digital check scanner according to claim 1, wherein said digital scanner is arranged for detecting the presence or absence of said geographic detecting means associated thereto.

22. Digital check scanner according to claim 2, wherein said digital scanner is configured to stop its operation if particularly latitude and longitude data detected by said geographic detecting means does not fall within said geographical area.

9. System for traceability of checks, said system comprising:

a digital check scanner,

a processor connected to said digital check scanner by a connection made by means for interfacing,

a remote monitoring and controlling centre telematically connected to said processor through a web network, said processor being adapted to control and manage said digital check scanner.

10. System for traceability of checks according to claim 9, wherein said connection provides a communication by HTTP or HTTPS or proprietary protocol.

11. System for traceability of checks according to claim 9, wherein said processor comprises geographic detecting means for detecting a geographical location of said digital check scanner.

12. System for traceability of checks according to claim 9, wherein said geographic detecting means comprise at least one GPS, Galileo and GLONASS module.

13. System for traceability of checks according to claim 9, wherein said geographic detecting means comprise a mobile telephone communication module.

14. System for traceability of checks according to claim 9, wherein said geographic detecting means are configured for detecting network information useful for tracking said geographical location of said digital check scanner.

15. System for traceability of checks according to claim 14, wherein said network information comprises:

a language of an operating system installed on said processor,

an IP address associated to said processor,

data about a known Wi-Fi network in proximity of said processor, bouncing time of a Ethernet data packet sent from said processor through said web network, to a known public site, a list of servers passed through by a Ethernet data packet sent from said processor through said web network to a known public site.

16. System for traceability of checks according to claim 9, wherein said processor transmits information of said geographical location, comprising latitude and longitude data, through said web network to said remote monitoring and controlling centre, which contains in a memory thereof the forbidden, or allowed, geographical areas, for each digital check scanner and it manages an alarm logic by sending a control command to said processor that in turn controls said digital check scanner.

17. System for traceability of checks according to claim 16, wherein said control command enables a block/alarm of said digital check scanner if said tracked geographical location falls within said forbidden geographical areas, outside said allowed geographical areas respectively.

18. System for traceability of checks according to claim 16, wherein said control command provides to automatically block a possible electronic money transaction performed on said digital check scanner.

23. Digital check scanner according to claim 9, wherein said remote monitoring and controlling centre is telematically connected to said processor through a VPN, or “

Virtual Private Network”

, or a dedicated line.

19. Method for traceability of checks, said method comprising the steps of:

detecting a geographical location of a digital check scanner by use of means for geographically detecting; and

blocking, by means of said digital check scanner, an electronic money transaction if said geographical location of said digital check scanner falls outside a predetermined allowed geographical area.

20. Method according to claim 19, said method further comprising the steps of:

transmitting, through a processor and a web network, information about said geographical location to a remote monitoring and controlling centre;

sending a control command to said processor, through said remote monitoring and controlling centre, if said geographical location of said digital check scanner falls outside a predetermined allowed geographical area.

21. A computer product which can be loaded into a memory of said digital check scanner and/or of said processor and/or of said remote monitoring and controlling centre and comprising portions of software code adapted to implement the method itself.