TRAVEL INFORMATION COMMUNICATION SYSTEM
First Claim
1. An apparatus for a travel information communication system, the apparatus comprising:
- a memory;
a processor; and
a module stored in the memory, executable by the processor, and configured to;
receive a first status associated with a user account of a user, wherein the user account comprises a financial institution account;
receive information from a user associated with the user account, wherein an information comprises at least a start date of travel, an end date of travel, and at least one destination of travel, wherein the information is provided directly from the user to the user account;
change status of the user account from the first status to a second status based on at least the start date of travel and the destination of travel;
determine a transaction executed by the user at a location;
determine whether to place a hold on the transaction based on whether the location of the transaction is the destination of travel listed in the user account; and
revert status of the user account to the first status based on at least the end date of travel.
1 Assignment
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Accused Products
Abstract
Embodiments of the invention are directed to apparatus, methods, and computer program products for a travel flag communication system. In some embodiments, an apparatus is configured to: receive a first status associated with a user account; receive information from a user associated with the user account, wherein information comprises at least a start date of travel, an end date of travel, and at least one destination of travel; change status of the user account from the first status to a second status based on at least the start date of travel and the destination of travel; and revert status of the user account to the first status based on at least the end date of travel.
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Citations
20 Claims
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1. An apparatus for a travel information communication system, the apparatus comprising:
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a memory; a processor; and a module stored in the memory, executable by the processor, and configured to; receive a first status associated with a user account of a user, wherein the user account comprises a financial institution account; receive information from a user associated with the user account, wherein an information comprises at least a start date of travel, an end date of travel, and at least one destination of travel, wherein the information is provided directly from the user to the user account; change status of the user account from the first status to a second status based on at least the start date of travel and the destination of travel; determine a transaction executed by the user at a location; determine whether to place a hold on the transaction based on whether the location of the transaction is the destination of travel listed in the user account; and revert status of the user account to the first status based on at least the end date of travel. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18)
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19. A method for a travel information communication system, the method comprising:
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receiving a first status associated with a user account of a user, wherein the user account comprises a financial institution account; receiving information from a user associated with the user account, wherein the information comprises at least a start date of travel, an end date of travel, and at least one destination of travel, wherein the information is provided directly from the user to the user account; changing status of the user account from the first status to a second status based on at least the start date of travel and the destination of travel; determining a transaction executed by the user at a location; determining whether to place a hold on the transaction based on whether the location of the transaction is the destination of travel listed in the user account; and reverting status of the user account to the first status based on at least the end date of travel.
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20. A computer program product for a travel information communication system, the computer program product comprising a non-transitory computer-readable medium comprising code causing a computer to:
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receive a first status associated with a user account of a user, wherein the user account comprises a financial institution account; receive information from a user associated with the user account, wherein the information comprises at least a start date of travel, an end date of travel, and at least one destination of travel, wherein the information is provided directly from the user to the user account; change status of the user account from the first status to a second status based on at least the start date of travel and the destination of travel; determine a transaction executed by the user at a location; determine whether to place a hold on the transaction based on whether the location of the transaction is the destination of travel listed in the user account; and revert status of the user account to the first status based on at least the end date of travel.
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Specification