System and Method for Account Succession
First Claim
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1. A system for secured succession of a user account to an authorised successor, comprising:
- a database storing data identifying a successor for an account of a registered account holder and associated data defining a biometric signature of the successor.a verification module configured to verify an identity of the successor based on the biometric signature of the successor; and
an account succession module configured to receive an instruction to transfer the account to the successor, and to transfer the account to the successor after verification of the successor by the verification module.
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Abstract
A system for secured succession of a user account to an authorized successor, including a database storing data identifying a registered successor for an account and associated data defining a biometric signature of the registered successor, a verification module configured to verify the identity of the registered successor based on the biometric signature, and an account transfer module configured to receive an instruction to transfer the account to the registered successor, and to transfer the account to the registered successor after verification of the identity of the successor by the verification module.
54 Citations
23 Claims
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1. A system for secured succession of a user account to an authorised successor, comprising:
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a database storing data identifying a successor for an account of a registered account holder and associated data defining a biometric signature of the successor. a verification module configured to verify an identity of the successor based on the biometric signature of the successor; and an account succession module configured to receive an instruction to transfer the account to the successor, and to transfer the account to the successor after verification of the successor by the verification module. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22)
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23. A computer-implemented method for secured succession, of a user account to an authorized successor, comprising the steps of:
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storing data on a computing device Identifying a registered successor for an account and associated data defining a voice signature of said registered successor; verifying the identity of said registered successor based on the voice signature; receiving an instruction to transfer said account to the registered successor; and transferring the account to the registered successor after verification of the identity of said successor.
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Specification