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SYSTEMS AND METHODS FOR PROVIDING SECURE DIGITAL IDENTIFICATION

  • US 20150081538A1
  • Filed: 09/13/2013
  • Published: 03/19/2015
  • Est. Priority Date: 09/13/2013
  • Status: Abandoned Application
First Claim
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1. A method for providing a mobile digital wallet identification (ID) system for use with a mobile electronic device having a processor, memory, code in the memory for implementing in the processor a mobile digital wallet, and an NFC transceiver, the mobile electronic device being operatively coupled to a secure element and being in wireless communication with a secure wallet server over at least one wireless network, the method comprising:

  • receiving at the mobile digital wallet a service provider request which requests access to a subset of a set of personal ID information to enable the service provider to provide a service, the set of personal ID information being stored both in the secure element and at the secure wallet server;

    determining by the mobile digital wallet, using code executing in the processor, a minimum-required-subset of the set of personal ID information necessary to satisfy the access request to the requested subset of the set of personal ID information;

    analyzing, by the mobile digital wallet, using code executing in the processor, whether to provide the minimum-required-subset of the personal ID information from the secure element via the NFC transceiver or from the secure wallet server via the wireless network; and

    causing the minimum-required-subset of the set of personal ID information to be provided to the service provider in response to the analyzing step having concluded to provide the minimum-required-subset of the set of personal ID information.

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