SYSTEMS AND METHODS FOR PROVIDING SECURE DIGITAL IDENTIFICATION
First Claim
1. A method for providing a mobile digital wallet identification (ID) system for use with a mobile electronic device having a processor, memory, code in the memory for implementing in the processor a mobile digital wallet, and an NFC transceiver, the mobile electronic device being operatively coupled to a secure element and being in wireless communication with a secure wallet server over at least one wireless network, the method comprising:
- receiving at the mobile digital wallet a service provider request which requests access to a subset of a set of personal ID information to enable the service provider to provide a service, the set of personal ID information being stored both in the secure element and at the secure wallet server;
determining by the mobile digital wallet, using code executing in the processor, a minimum-required-subset of the set of personal ID information necessary to satisfy the access request to the requested subset of the set of personal ID information;
analyzing, by the mobile digital wallet, using code executing in the processor, whether to provide the minimum-required-subset of the personal ID information from the secure element via the NFC transceiver or from the secure wallet server via the wireless network; and
causing the minimum-required-subset of the set of personal ID information to be provided to the service provider in response to the analyzing step having concluded to provide the minimum-required-subset of the set of personal ID information.
2 Assignments
0 Petitions
Accused Products
Abstract
Systems and methods for providing secure digital identification are described. The system comprises a mobile digital wallet installed on a NFC-enabled mobile electronic device. The mobile digital wallet is configured to receive a service provider request for personal ID information to enable the service provider to provide a service. The personal ID information is stored both in a secure element and at a secure wallet server. The system can determine a minimum-required-subset of the personal ID information necessary to satisfy the requested personal ID information and analyze whether to provide the minimum-required-subset from the secure element via the NFC transceiver or from the secure wallet server via the wireless network. The system can then cause the minimum-required-subset of the set of personal ID information to be provided to the service provider in response to the analyzing step. A method of implementing the system is also described.
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Citations
20 Claims
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1. A method for providing a mobile digital wallet identification (ID) system for use with a mobile electronic device having a processor, memory, code in the memory for implementing in the processor a mobile digital wallet, and an NFC transceiver, the mobile electronic device being operatively coupled to a secure element and being in wireless communication with a secure wallet server over at least one wireless network, the method comprising:
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receiving at the mobile digital wallet a service provider request which requests access to a subset of a set of personal ID information to enable the service provider to provide a service, the set of personal ID information being stored both in the secure element and at the secure wallet server; determining by the mobile digital wallet, using code executing in the processor, a minimum-required-subset of the set of personal ID information necessary to satisfy the access request to the requested subset of the set of personal ID information; analyzing, by the mobile digital wallet, using code executing in the processor, whether to provide the minimum-required-subset of the personal ID information from the secure element via the NFC transceiver or from the secure wallet server via the wireless network; and causing the minimum-required-subset of the set of personal ID information to be provided to the service provider in response to the analyzing step having concluded to provide the minimum-required-subset of the set of personal ID information. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 20)
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11. A mobile digital wallet identification (ID) system comprising:
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a mobile electronic device having a processor, memory, code in the memory for implementing in the processor a mobile digital wallet, and an NFC transceiver; a secure element, the mobile electronic device being operatively coupled to the secure element; and a secure wallet server, the mobile electronic device being in wireless communication with the secure wallet server over at least one wireless network; wherein the code in the memory for implementing in the processor the mobile digital wallet is executable in the processor of the mobile electronic device which, when executed, configures the processor to; receive at the mobile digital wallet a service provider request which requests access to a subset of a set of personal ID information to enable the service provider to provide a service, the set of personal ID information being stored both in the secure element and at the secure wallet server; determine by the mobile digital wallet, using code executing in the processor, a minimum-required-subset of the set of personal ID information necessary to satisfy the access request to the requested subset of the set of personal ID information; analyze, by the mobile digital wallet, using code executing in the processor, whether to provide the minimum-required-subset of the personal ID information from the secure element via the NFC transceiver or from the secure wallet server via the wireless network; and cause the minimum-required-subset of the set of personal ID information to be provided to the service provider in response to the analyzing step having concluded to provide the minimum-required-subset of the set of personal ID. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19)
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Specification