METHOD, APPARATUS, AND SYSTEM FOR PERFORMING WIRELESS TRANSACTIONS WITH BIOMETRIC AUTHENTICATION
First Claim
1. A computing device, comprising:
- a display screen;
a user input interface;
one or more processors;
at least one memory device having stored therein a plurality of applications to be executed by the one or more processors, the plurality of applications including at least one wallet application for completing transactions based on wireless data communications between the computing device and at least one external electronic device, the at least one memory device further storing at least one electronic credential;
at least one wireless transceiver configured to wirelessly communicate with the at least one external electronic device; and
a biometric characteristic reader for reading a biometric characteristic of a user,wherein the computing device is configured to wirelessly transmit the at least one electronic credential to the at least one external electronic device based on comparing the biometric characteristic of the user with stored biometric information to initiate one or more transactions with the at least one external electronic device.
3 Assignments
0 Petitions
Accused Products
Abstract
An apparatus, system and methodology for conducting financial and other transactions using a wireless device are provided. A computing device includes a memory device that has stored therein a wallet application for completing transactions based on wireless data communications between the computing device and an external electronic device. The memory device further stores an electronic credential. The computing device includes a wireless transceiver configured to wirelessly communicate with the external electronic device. The computing device further includes a biometric characteristic reader for reading a biometric characteristic of a user. The computing device wirelessly transmits the electronic credential to the external electronic device based on comparing the biometric characteristic of the user with stored biometric information to initiate a transaction with the external electronic device
62 Citations
76 Claims
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1. A computing device, comprising:
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a display screen; a user input interface; one or more processors; at least one memory device having stored therein a plurality of applications to be executed by the one or more processors, the plurality of applications including at least one wallet application for completing transactions based on wireless data communications between the computing device and at least one external electronic device, the at least one memory device further storing at least one electronic credential; at least one wireless transceiver configured to wirelessly communicate with the at least one external electronic device; and a biometric characteristic reader for reading a biometric characteristic of a user, wherein the computing device is configured to wirelessly transmit the at least one electronic credential to the at least one external electronic device based on comparing the biometric characteristic of the user with stored biometric information to initiate one or more transactions with the at least one external electronic device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25)
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26. A method, comprising:
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storing in at least one memory device of a computing device at least one electronic credential and one or more applications configured to be executed by one or more processors of the computing device, the computing device including a display screen, a user input interface, and at least one wireless transceiver; communicating wirelessly, by the at least one wireless transceiver, with at least one external electronic device; reading, by a biometric characteristic reader, a biometric characteristic of a user; and transmitting the at least one electronic credential to the at least one external electronic device based on comparing the biometric characteristic of the user with stored biometric information to initiate one or more transactions with the at least one external electronic device. - View Dependent Claims (27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51)
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52. A computing system, comprising:
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a merchant system including one or more computers configured for processing information regarding one or more transactions to be performed with devices external to the merchant system; and a computing device including a display screen, a user input interface, one or more processors, at least one memory device having stored therein at least one electronic credential and a plurality of applications to be executed by the one or more processors, and at least one wireless transceiver, wherein the plurality of applications include at least one wallet application for completing transactions based on wireless data communications between the computing device and at least one external electronic device of the merchant system, and wherein the computing device is configured to transmit the at least one electronic credential to the at least one external electronic device based on comparing the biometric characteristic of the user with stored biometric information. - View Dependent Claims (53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76)
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Specification