COMPUTER IMPLEMENTED HEALTH CARE PAYMENT PROCESSING APPARATUS, SYSTEM, AND METHOD
First Claim
1. A computer implemented method of health care payment processing including the steps of:
- receiving health care insurance information pertaining to a patient, the health care insurance information including;
the patient'"'"'s identity; and
health care insurance carrier information or health care exchange information;
verifying whether the patient has valid health care insurance coverage;
if valid health care insurance coverage is verified, then determining a status of a health care insurance premium payment for the verified health care insurance coverage;
adding the health care insurance information to a premium assistor database;
determining eligibility of the patient for health care insurance premium payment assistance based on the status of the health care insurance premium payment determined based on the health care insurance information;
paying a health care insurance premium payment associated with the status of the health care insurance premium payment;
verifying receipt of the health care insurance premium payment; and
verifying receipt of a health care services payment from the health care insurance carrier.
0 Assignments
0 Petitions
Accused Products
Abstract
Systems, methodologies, media, and other embodiments associated with a health care payment processing system are described. One exemplary system embodiment includes a computer implemented method of health care payment processing including receiving health care insurance information pertaining to a patient, the information including the patient'"'"'s identity and health care insurance carrier information or health care exchange information, adding the health care insurance information to a premium assistor database, determining eligibility of the patient for health care insurance premium payment assistance based on a status of a health care insurance premium payment for verified health care insurance coverage, paying a health care insurance premium payment associated with the status of the health care insurance premium payment, verifying receipt of the health care insurance premium payment, and verifying receipt of a health care services payment from a health care insurance carrier.
6 Citations
38 Claims
-
1. A computer implemented method of health care payment processing including the steps of:
-
receiving health care insurance information pertaining to a patient, the health care insurance information including; the patient'"'"'s identity; and health care insurance carrier information or health care exchange information; verifying whether the patient has valid health care insurance coverage;
if valid health care insurance coverage is verified, then determining a status of a health care insurance premium payment for the verified health care insurance coverage;adding the health care insurance information to a premium assistor database; determining eligibility of the patient for health care insurance premium payment assistance based on the status of the health care insurance premium payment determined based on the health care insurance information; paying a health care insurance premium payment associated with the status of the health care insurance premium payment; verifying receipt of the health care insurance premium payment; and verifying receipt of a health care services payment from the health care insurance carrier.
-
-
2. A computer implemented method of health care payment processing including the steps of:
-
receiving health care insurance information pertaining to a patient, the health care insurance information including; the patient'"'"'s identity; and health care insurance carrier information or health care exchange information; verifying the patient has valid health care insurance coverage; determining a status of a health care insurance premium payment based on the health care insurance information; and transmitting the health care insurance information to a premium assistor. - View Dependent Claims (3, 4, 5, 6, 7, 8, 9, 10, 11)
-
-
12. A computer implemented method of health care payment processing including the steps of:
-
receiving health care insurance information pertaining to a patient, the information including; the patient'"'"'s identity; and health care insurance carrier information or health care exchange information; adding the health care insurance information to a premium assistor database; determining eligibility of the patient for health care insurance premium payment assistance based on a status of a health care insurance premium payment for verified health care insurance coverage; paying a health care insurance premium payment associated with the status of the health care insurance premium payment; verifying receipt of the health care insurance premium payment; and verifying receipt of a health care services payment from a health care insurance carrier. - View Dependent Claims (13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32)
-
-
33. A computer implemented method of health care payment processing including the steps of:
-
receiving health care insurance information pertaining to a patient, the health care insurance information including; the patient'"'"'s identity; and health care insurance carrier information or health care exchange information; responding to an inquiry regarding whether the patient has health care insurance; responding to an inquiry associated with a status of a health care insurance premium payment triggering addition of the health care insurance information to a database; receiving the health care insurance premium payment from a premium assistor for a health care insurance premium the patient owes; responding to a verification request regarding payment of the health care insurance premium; and if the health care insurance premium payment is received, then paying a health care insurance claim in response to receiving payment for the health care insurance premiums.
-
-
34. A health care payment processing system, including:
-
a health care provider database configured to store health care information pertaining to a patient and configured to store received health care insurance information pertaining to the patient; a health care provider server electronically communicable with the health care provider database and configured to receive health care insurance information pertaining to the patient including; a receiver electronically communicable with a health care provider server and configured to receive health care insurance information pertaining to the patient, the health care information including; the patient'"'"'s identity; and health care insurance carrier information or health care exchange information; a verifier configured to verify the patient has valid health care insurance coverage; a determiner configured to determine a status of a health care insurance premium payment for the verified health care insurance coverage; and a transmitter configured to transmit the health care insurance information to a premium assistor. - View Dependent Claims (35)
-
-
36. A health care payment processing system, including:
-
a premium assistor database configured to store health care information pertaining to a patient; a premium assistor server electronically communicable with the premium assistor database and including; a receiver electronically communicable with a health care provider server and configured to receive health care insurance information pertaining to the patient, the health care information including; the patient'"'"'s identity; and health care insurance carrier information or health care exchange information; an adder configured to add the health care insurance information to a premium assistor database; a determiner configured to determine premium assistance eligibility of the patient for health care insurance premium payment assistance based on a status of a health care insurance premium payment determined based on the health care insurance information; a payer configured to pay a health care insurance premium payment associated with the status of the health care insurance premium payment; and at least one verifier configured to verify receipt of the health care insurance premium payment; wherein the at least one verifier or another verifier is configured to verify receipt of a health care services payment in response to the receipt of the health care insurance premium payment.
-
-
37. A health care payment processing system, including:
-
a receiver configured to receive a patient'"'"'s health care insurance information; at least one responder configured to respond to an inquiry regarding whether the patient has health care insurance; the at least one responder configured to respond to an inquiry associated with a status of a health care insurance premium payment triggering addition of the health care insurance information to a database; a receiver configured to receive a health care insurance premium payment for a health care insurance premium the patient owes; the at least one responder configured to respond to a verification request regarding payment of the health care insurance premium; and a payer configured to pay a health care insurance claim in response to receiving payment for the health care insurance premiums.
-
-
38. A computer program product including a non-transitory computer-readable storage medium having encoded thereon:
instructions that, when executed by a processor, cause the processor to; record the health care information pertaining to the patient to the premium assistor database; request premium payment assistance eligibility information from the patient, health care provider server, or health care insurance server by providing at least one parameter for selecting the requested premium payment assistance eligibility information, wherein the requested premium payment assistance eligibility information received from the patient, health care provider server, or health care insurance server is selected based on a premium assistance eligibility parameter; and output the premium payment assistance eligibility information.
Specification