PAYMENT TREE

• US 20150100482A1
• Filed: 10/09/2013
• Published: 04/09/2015
• Est. Priority Date: 10/09/2013
• Status: Abandoned Application

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: eBay Inc.
• Inventors: Zamer, Kamal, Thaker, Nikhil Vijay, Mekala, Jayasree, Nuthulapati, Praveen, Akin, Jeremiah Joseph
• Application Number:
  US14/049,979
• Publication Number:
  US 20150100482A1
• Time in Patent Office: Days
• US Class Current: 705/40
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/14 specially adapted for billing systems
• CPC Class Codes: G06Q 20/22 Payment schemes or models
• CPC Class Codes: G06Q 20/3229 Use of the SIM of a M-device as secure element
• CPC Class Codes: G06Q 50/01 Social networking

Abstract

In an example embodiment, a group of local trusted devices is formed based, at least in part, on locations of a plurality of devices. Then a payment tree is presented in a user interface of a first device in the group of local trusted devices, the payment tree including a graphical representation of relationships between devices in the group and permitting selection, by a user of the first device, of one or more devices in the group to share in paying a bill received from a device outside the group. A bill may then be generated from the first device to each selected device in the payment tree, the bill indicating a payment amount reflecting a portion of the bill received from the device outside the group.

Claims

1. A device comprising:

a memory including a unique identification of the device or an account associated with the device;

a local communications interface configured to transmit the unique identification to one or more devices within a vicinity of the device;

a group determination module executable by a processor and configured to form a group of local trusted devices based, at least in part, on locations of the one or more devices within a vicinity of the device; and

a payment module configured to present a payment tree in a user interface of a first device in the group of local trusted devices, the payment tree including a graphical representation of relationships between devices in the group and permit selection, by a user of the first device, of one or more devices in the group to share in paying a bill received from a device outside the group, and to generate a bill from the first device to each selected device in the payment tree, the bill indicating a payment amount reflecting a portion of the bill received from the device outside the group.

2. The device of claim 1, further comprising a global positioning system (GPS) module configured to provide location information of the device, the location information used by the group determination module of the device or of another device in the vicinity of the device.

3. The device of claim 1, wherein the unique identification is a media access control (MAC) address.

4. The device of claim 1, wherein the unique identification is a telephone number stored in a subscriber identity module (SIM) card of the device.

5. The device of claim 1, wherein a device is within a vicinity of another device if the devices are within range of the local communications interface.

6. The device of claim 1, wherein a device is within a vicinity of another device if the devices are within a preset distance of each other.

7. A method comprising:

forming a group of local trusted devices based, at least in part, on locations of a plurality of devices;

presenting a payment tree in a user interface of a first device in the group of local trusted devices, the payment tree including a graphical representation of relationships between devices in the group and permitting selection, by a user of the first device, of one or more devices in the group to share in paying a bill received from a device outside the group; and

generating a bill from the first device to each selected device in the payment tree, the bill indicating a payment amount reflecting a portion of the bill received from the device outside the group.

8. The method of claim 7, wherein the forming the group of local trusted devices includes utilizing social networking site relationship information to determine if devices within a vicinity of each other should be part of the group.

9. The method of claim 7, wherein the forming the group of local trusted devices includes:

identifying a shared location of a plurality of local trusted devices;

classifying the shared location based on location type;

utilizing factors that are based on the location type to determine which of the plurality of local trusted devices to add to the group based on the location type.

10. The method of claim 7, wherein the forming the group of local trusted devices is also based on an amount of time each of the plurality of devices spend in a shared location.

11. The method of claim 7, wherein the forming the group of local trusted devices is also based on calendar entries of one or more of the devices.

12. The method of claim 7, wherein the forming the group of local trusted devices is also based past financial payments made between the devices.

13. The method of claim 7, wherein the forming the group of local trusted devices is also based previous groups of local trusted devices to which one or more of the devices belonged.

14. The method of claim 7, wherein the bill from the first device is a bill to pay the first device, which has itself paid the device outside the group.

15. The method of claim 7, wherein the bill from the first device is a bill to pay the device outside the group directly.

16. A non-transitory machine-readable storage medium having embodied thereon instructions executable by one or more machines to perform operations comprising:

forming a group of local trusted devices based, at least in part, on locations of a plurality of devices;

presenting a payment tree in a user interface of a first device in the group of local trusted devices, the payment tree including a graphical representation of relationships between devices in the group and permitting selection, by a user of the first device, of one or more devices in the group to share in paying a bill received from a device outside the group; and

generating a bill from the first device to each selected device in the payment tree, the bill indicating a payment amount reflecting a portion of the bill received from the device outside the group.

17. The non-transitory machine-readable storage medium of claim 16, wherein the forming the group of local trusted devices includes utilizing social networking site relationship information to determine if devices within a vicinity of each other should be part of the group.

18. The non-transitory machine-readable storage medium of claim 16, wherein the forming the group of local trusted devices includes:

identifying a shared location of a plurality of local trusted devices;

classifying the shared location based on location type;

utilizing factors that are based on the location type to determine which of the plurality of local trusted devices to add to the group based on the location type.

19. The non-transitory machine-readable storage medium of claim 16, wherein the forming the group of local trusted devices is also based on the amount of time each of the plurality of devices spend in a shared location.

20. The non-transitory machine-readable storage medium of claim 16, wherein the forming the group of local trusted devices is also based on calendar entries of one or more of the devices.