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DIGITAL WALLET SYSTEM AND METHOD

  • US 20150120472A1
  • Filed: 10/28/2014
  • Published: 04/30/2015
  • Est. Priority Date: 10/29/2013
  • Status: Active Grant
First Claim
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1. A method comprising:

  • receiving, at a communication device of a user, a request for payment credentials required to conduct a transaction;

    obtaining, by the communication device, the payment credentials, the obtained payment credentials including a digital wallet identifier and at least some of the obtained payment credentials being obtained from a trusted execution environment associated with the communication device; and

    providing the obtained payment credentials to an access device associated with a merchant,wherein the access device is configured to initiate the transaction by generating an authorization request message including the payment credentials for onward transmission to an issuer computer.

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