GUARANTY PROVISIONING VIA SOCIAL NETWORKING

• US 20150120530A1
• Filed: 12/03/2013
• Published: 04/30/2015
• Est. Priority Date: 10/29/2013
• Status: Abandoned Application

• Current Assignee: Elwha LLC (Intellectual Ventures LLC)
• Original Assignee: Elwha LLC (Intellectual Ventures LLC)
• Inventors: Jung, Edward K.Y., Lord, Richard T., Lord, Robert W.
• Application Number:
  US14/095,489
• Publication Number:
  US 20150120530A1
• Time in Patent Office: Days
• US Class Current: 705/39
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/384 using social networks
• CPC Class Codes: G06Q 50/01 Social networking

Abstract

Disclosed herein are example embodiments for guaranty provisioning via social networking. For certain example embodiments, at least one device, such as a server device of a social network: (i) may detect at least one proffered guaranty transaction that is associated with at least one product transaction; or (ii) may proffer at least one guaranty based at least partially on at least one social network data stream. However, claimed subject matter is not limited to any particular described embodiments, implementations, examples, or so forth.

Claims

1. A method comprising:

detecting at least one proffered guaranty transaction that is associated with at least one product transaction; and

proffering at least one guaranty based at least partially on at least one social network data stream,

wherein at least one of the detecting at least one proffered guaranty transaction or the proffering at least one guaranty is at least partially implemented using one or more processors.

2. The method of claim 1, wherein the detecting at least one proffered guaranty transaction that is associated with at least one product transaction comprises:

detecting at least one proffered guaranty transaction via at least one application programming interface (API) exposed by at least one social network.

4. The method of claim 1, wherein the detecting at least one proffered guaranty transaction that is associated with at least one product transaction comprises:

detecting at least one proffered guaranty transaction via at least one application programming interface (API) exposed by at least one financier.

6. The method of claim 1, wherein the detecting at least one proffered guaranty transaction that is associated with at least one product transaction comprises:

detecting at least one opportunity to attempt to form a guaranty transaction.

10. The method of claim 1, wherein the detecting at least one proffered guaranty transaction that is associated with at least one product transaction comprises:

detecting one or more transaction characteristics corresponding to at least one product transaction.

11. The method of claim 10, wherein the detecting one or more transaction characteristics corresponding to at least one product transaction comprises:

detecting at least one party identifier.

14. The method of claim 10, wherein the detecting one or more transaction characteristics corresponding to at least one product transaction comprises:

detecting at least one product identification.

16. The method of claim 10, wherein the detecting one or more transaction characteristics corresponding to at least one product transaction comprises:

detecting at least one transaction location.

18. The method of claim 1, wherein the proffering at least one guaranty based at least partially on at least one social network data stream comprises:

proffering at least one assurance that at least one entity affiliated with at least one product transaction is to be compensated.

20. The method of claim 18, wherein the proffering at least one assurance that at least one entity affiliated with at least one product transaction is to be compensated comprises:

proffering at least one assurance that at least one financier is to be compensated.

21. The method of claim 1, wherein the proffering at least one guaranty based at least partially on at least one social network data stream comprises:

proffering at least one indication of disagreement handling.

22. The method of claim 21, wherein the proffering at least one indication of disagreement handling comprises:

proffering at least one indication of dispute handling.

24. The method of claim 1, wherein the proffering at least one guaranty based at least partially on at least one social network data stream comprises:

proffering at least one indication of contingency.

25. The method of claim 24, wherein the proffering at least one indication of contingency comprises:

proffering at least one indication that an obligation of at least one guaranty is contingent on production of evidence of falsification with respect to at least one transaction characteristic corresponding to at least one product transaction.

27. The method of claim 24, wherein the proffering at least one indication of contingency comprises:

proffering at least one indication that at least one guaranty is non-contingent.

30. The method of claim 1, wherein the proffering at least one guaranty based at least partially on at least one social network data stream comprises:

determining whether to proffer at least one guaranty based at least partially on at least one social network data stream.

31. The method of claim 30, wherein the determining whether to proffer at least one guaranty based at least partially on at least one social network data stream comprises:

analyzing one or more transaction characteristics corresponding to the at least one product transaction.

33. The method of claim 30, wherein the determining whether to proffer at least one guaranty based at least partially on at least one social network data stream comprises:

comparing one or more transaction characteristics corresponding to the at least one product transaction to one or more social network data stream events that relate along at least one dimension to the at least one product transaction.

34. The method of claim 30, wherein the determining whether to proffer at least one guaranty based at least partially on at least one social network data stream comprises:

ascertaining if at least one social network data stream event corroborates at least one transaction characteristic.

35. The method of claim 34, wherein the ascertaining if at least one social network data stream event corroborates at least one transaction characteristic comprises:

determining if at least one textual input matches at least one product category of a product corresponding to at least one product transaction.

37. The method of claim 1, wherein the proffering at least one guaranty based at least partially on at least one social network data stream comprises:

proffering based at least partially on at least one active social network data stream event.

38. The method of claim 37, wherein the proffering based at least partially on at least one active social network data stream event comprises:

proffering based at least partially on at least one transmitted communication.

40. The method of claim 38, wherein the proffering based at least partially on at least one transmitted communication comprises:

proffering based at least partially on at least one posted image.

41. The method of claim 1, wherein the proffering at least one guaranty based at least partially on at least one social network data stream comprises:

proffering based at least partially on at least one passive social network data stream event.

42. The method of claim 41, wherein the proffering based at least partially on at least one passive social network data stream event comprises:

proffering based at least partially on at least one social network connection selection.

44. The method of claim 1, wherein the proffering at least one guaranty based at least partially on at least one social network data stream comprises:

proffering based at least partially on at least one social network data stream event of at least one connection.

45. The method of claim 44, wherein the proffering based at least partially on at least one social network data stream event of at least one connection comprises:

proffering based at least partially on at least one posting by at least one social network friend.

46. The method of claim 1, wherein the proffering at least one guaranty based at least partially on at least one social network data stream comprises:

proffering based at least partially on at least one social network data stream accessed via at least one device.

47. The method of claim 46, wherein the proffering based at least partially on at least one social network data stream accessed via at least one device comprises:

accessing at least one mobile device.

49. The method of claim 47, wherein the accessing at least one mobile device comprises:

accessing at least one application resident on at least one mobile device.

51. The method of claim 46, wherein the proffering based at least partially on at least one social network data stream accessed via at least one device comprises:

accessing at least a private portion of at least one social network server device.

53. The method of claim 1, wherein the proffering at least one guaranty based at least partially on at least one social network data stream comprises:

proffering based at least partially on at least one social network favorability indication.

54. The method of claim 53, wherein the proffering based at least partially on at least one social network favorability indication comprises:

proffering based at least partially on at least one like indication.

55. The method of claim 53, wherein the proffering based at least partially on at least one social network favorability indication comprises:

proffering based at least partially on at least one social network favorability indication of a social network connection of a customer involved in the at least one product transaction.

56. The method of claim 1, wherein the proffering at least one guaranty based at least partially on at least one social network data stream comprises:

monitoring at least one social network data stream to discern at least one intention.

58. The method of claim 56, wherein the monitoring at least one social network data stream to discern at least one intention comprises:

monitoring at least one social network data stream to detect at least one calendar-related term.

59. The method of claim 1, wherein the proffering at least one guaranty based at least partially on at least one social network data stream comprises:

monitoring at least one social network data stream to discern at least one interest.

61. The method of claim 59, wherein the monitoring at least one social network data stream to discern at least one interest comprises:

monitoring at least one social network data stream to discover a number of connections discussing at least one topic.

62. The method of claim 1, wherein the proffering at least one guaranty based at least partially on at least one social network data stream comprises:

monitoring at least one social network data stream to discern at least one location.

63. The method of claim 62, wherein the monitoring at least one social network data stream to discern at least one location comprises:

monitoring at least one social network data stream to detect at least one check-in.

65. The method of claim 1, wherein the proffering at least one guaranty based at least partially on at least one social network data stream comprises:

comparing one or more activity indicia extracted from at least one social network data stream to at least one transaction characteristic corresponding to at least one product transaction.

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66. An apparatus comprising:

circuitry for detecting at least one proffered guaranty transaction that is associated with at least one product transaction; and

circuitry for proffering at least one guaranty based at least partially on at least one social network data stream.

67-130. -130. (canceled)

131. A system comprising:

means for detecting at least one proffered guaranty transaction that is associated with at least one product transaction; and

means for proffering at least one guaranty based at least partially on at least one social network data stream.

132-195. -195. (canceled)