METHOD AND SYSTEM FOR MAKING MOBILE PAYMENTS BASED ON USER GESTURE DETECTION

• US 20150120553A1
• Filed: 07/29/2014
• Published: 04/30/2015
• Est. Priority Date: 10/31/2013
• Status: Abandoned Application

• Current Assignee: Tencent Technology Company Limited (Tencent Holdings Limited)
• Original Assignee: Tencent Technology Company Limited (Tencent Holdings Limited)
• Inventors: LI, Jianli
• Application Number:
  US14/446,238
• Publication Number:
  US 20150120553A1
• Time in Patent Office: Days
• US Class Current: 705/44
• CPC Class Codes: G06F 1/1694 the I/O peripheral being a single or a set of motion sensors for pointer control or gesture input obtained by sensing movements of the portable computer
• CPC Class Codes: G06F 3/017 Gesture based interaction, e.g. based on a set of recognized hand gestures interaction based on gestures traced on a digitiser G06F3/04883
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/386 using messaging services or messaging apps using mobile network messaging services for payment, e.g. SMS G06Q20/3255
• CPC Class Codes: H04M 1/72403 with means for local support of applications that increase the functionality
• CPC Class Codes: H04M 2250/12 including a sensor for measuring a physical value, e.g. temperature or motion telephones including GPS signal receivers H04M2250/10

Abstract

The present application relates to a method for making payments using a mobile terminal having one or more processors, memory storing program modules to be executed by the one or more processors, and one or more movement sensors for detecting user gestures of moving the mobile terminal. The mobile terminal receives a payment request from a remote server. In response to the payment request, the mobile terminal detects a gesture motion of the mobile terminal using at least one of the movement sensors and compares the gesture motion with a plurality of predefined gesture motions. If the gesture motion satisfies a predefined mobile payment gesture motion, the mobile terminal then sends an authorization instruction to the remote server. The remote server then arranges a payment to a payee associated with the payment request in accordance with authorization instruction.

Claims

1. A method for making payments using a mobile terminal, the method comprising:

at a mobile terminal having one or more processors, memory storing program modules to be executed by the one or more processors, and one or more movement sensors;

receiving a payment request from a remote server;

in response to the payment request, detecting a gesture motion of the mobile terminal using at least one of the movement sensors;

comparing the gesture motion with a plurality of predefined gesture motions; and

in accordance with a determination that the gesture motion satisfies a predefined mobile payment gesture motion, sending an authorization instruction to the remote server, wherein the server is configured to arrange a payment to a payee associated with the payment request in accordance with authorization instruction.

2. The method of claim 1, further comprising:

after receiving the payment request from the remote server, displaying a payment alert message on a display of the mobile terminal, the payment alert message further including information about the payee and a payment amount; and

after sending the authorization instruction to the remote sever, receiving a payment confirmation message from the remote server and displaying the payment confirmation message on the display of the mobile terminal.

3. The method of claim 1, further comprising:

after determining that the gesture motion satisfies a predefined mobile payment gesture motion;

displaying multiple payment options on a display of the mobile terminal;

detecting a second gesture motion of the mobile terminal using at least one of the movement sensors;

converting the second gesture motion into one of the payment options; and

generating the authorization instruction in accordance with the payment option associated with the second gesture motion.

4. The method of claim 1, wherein sending the authorization instruction to the remote server further includes:

displaying a payment initiation message on a display of the mobile terminal.

5. The method of claim 1, wherein the gesture motion comprises at least one of movement direction, movement speed, movement amplitude, and movement frequency of the mobile terminal.

6. The method of claim 1, further comprising:

in accordance with a determination that the gesture motion does not satisfy any predefined mobile payment gesture motion;

displaying a message on a display of the mobile terminal, the message prompting a user to generate a new gesture motion of the mobile terminal; and

suspending making payment to the payee associated with the payment request after a predefined number of failures by the user.

7. The method of claim 1, wherein the payment is performed by an instant messaging application running on the mobile terminal.

8. The method of claim 1, wherein the movement sensors comprise at least one of the gravity sensor, accelerometer, magnetometer, and gyroscopic sensor.

9. A mobile terminal, comprising:

one or more processors;

one or more movement sensors;

memory; and

one or more program modules stored in the memory and to be executed by the one or more processors, the program modules including instructions for;

receiving a payment request from a remote server;

in response to the payment request, detecting a gesture motion of the mobile terminal using at least one of the movement sensors;

comparing the gesture motion with a plurality of predefined gesture motions; and

in accordance with a determination that the gesture motion satisfies a predefined mobile payment gesture motion, sending an authorization instruction to the remote server, wherein the server is configured to arrange a payment to a payee associated with the payment request in accordance with authorization instruction.

10. The mobile terminal of claim 9, wherein the program modules further comprise instructions for:

after receiving the payment request from the remote server, displaying a payment alert message on a display of the mobile terminal, the payment alert message further including information about the payee and a payment amount; and

after sending the authorization instruction to the remote sever, receiving a payment confirmation message from the remote server and displaying the payment confirmation message on the display of the mobile terminal.

11. The mobile terminal of claim 9, wherein the program modules further comprise instructions for:

after determining that the gesture motion satisfies a predefined mobile payment gesture motion;

displaying multiple payment options on a display of the mobile terminal;

detecting a second gesture motion of the mobile terminal using at least one of the movement sensors;

converting the second gesture motion into one of the payment options; and

generating the authorization instruction in accordance with the payment option associated with the second gesture motion.

12. The mobile terminal of claim 9, wherein the instruction for sending the authorization instruction to the remote server further comprises instructions for displaying a payment initiation message on a display of the mobile terminal.

13. The mobile terminal of claim 9, wherein the program modules further comprise instructions for:

in accordance with a determination that the gesture motion does not satisfy any predefined mobile payment gesture motion;

displaying a message on a display of the mobile terminal, the message prompting a user to generate a new gesture motion of the mobile terminal; and

suspending making payment to the payee associated with the payment request after a predefined number of failures by the user.

14. The mobile terminal of claim 9, wherein the payment is performed by an instant messaging application running on the mobile terminal.

15. A non-transitory computer-readable storage medium storing one or more program modules to be executed by a mobile terminal having one or more processors and one or more movement sensors, the program modules including instructions for:

receiving a payment request from a remote server;

in response to the payment request, detecting a gesture motion of the mobile terminal using at least one of the movement sensors;

comparing the gesture motion with a plurality of predefined gesture motions; and

in accordance with a determination that the gesture motion satisfies a predefined mobile payment gesture motion, sending an authorization instruction to the remote server, wherein the server is configured to arrange a payment to a payee associated with the payment request in accordance with authorization instruction.

16. The non-transitory computer-readable storage medium of claim 15, wherein the program modules further comprise instructions for:

after receiving the payment request from the remote server, displaying a payment alert message on a display of the mobile terminal, the payment alert message further including information about the payee and a payment amount; and

after sending the authorization instruction to the remote sever, receiving a payment confirmation message from the remote server and displaying the payment confirmation message on the display of the mobile terminal.

17. The non-transitory computer-readable storage medium of claim 15, wherein the program modules further comprise instructions for:

after determining that the gesture motion satisfies a predefined mobile payment gesture motion;

displaying multiple payment options on a display of the mobile terminal;

detecting a second gesture motion of the mobile terminal using at least one of the movement sensors;

converting the second gesture motion into one of the payment options; and

generating the authorization instruction in accordance with the payment option associated with the second gesture motion.

18. The non-transitory computer-readable storage medium of claim 15, wherein the instruction for sending the authorization instruction to the remote server further comprises instructions for displaying a payment initiation message on a display of the mobile terminal.

19. The non-transitory computer-readable storage medium of claim 15, wherein the program modules further comprise instructions for:

in accordance with a determination that the gesture motion does not satisfy any predefined mobile payment gesture motion;

displaying a message on a display of the mobile terminal, the message prompting a user to generate a new gesture motion of the mobile terminal; and

suspending making payment to the payee associated with the payment request after a predefined number of failures by the user.

20. The non-transitory computer-readable storage medium of claim 15, wherein the payment is performed by an instant messaging application running on the mobile terminal.