METHOD AND SYSTEM FOR EXPRESS DIGITAL PAYMENTS IN RESTAURANTS

• US 20150127394A1
• Filed: 11/05/2014
• Published: 05/07/2015
• Est. Priority Date: 11/05/2013
• Status: Abandoned Application

• Current Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Original Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Inventors: HOGAN, Julianne, DUAY, Cheryl
• Application Number:
  US14/533,518
• Publication Number:
  US 20150127394A1
• Time in Patent Office: Days
• US Class Current: 705/5
• CPC Class Codes: G06Q 10/02 Reservations, e.g. for tickets, services or events
• CPC Class Codes: G06Q 50/12 Hotels or restaurants

Abstract

A method for making an enhanced restaurant reservation includes: storing at least one payment profile, wherein each of the at least one payment profile includes data related to a payment account including at least a payment account number corresponding to the related payment account; displaying a list of a plurality of restaurants; receiving an indication of a specific restaurant of the plurality of restaurants; identifying a plurality of enhanced reservation options associated with the specific restaurant; displaying, by the display device, the identified plurality of enhanced reservation options; receiving at least a reservation time and/or date and at least one user reservation option corresponding to the identified plurality of enhanced reservation options; and transmitting at least a reservation identifier, the received reservation time and/or date, and the received at least one user reservation option.

Claims

1. A method for making an enhanced restaurant reservation, comprising:

storing, in a payment database, at least one payment profile, wherein each of the at least one payment profile includes data related to a payment account including at least a payment account number corresponding to the related payment account;

displaying, by a display device, a list of a plurality of restaurants;

receiving, by an input device, an indication of a specific restaurant of the plurality of restaurants;

identifying, by a processing device, a plurality of enhanced reservation options associated with the specific restaurant;

displaying, by the display device, the identified plurality of enhanced reservation options;

receiving, by the input device, at least a reservation time and/or date and at least one user reservation option corresponding to the identified plurality of enhanced reservation options; and

transmitting, by a transmitting device, at least a reservation identifier, the received reservation time and/or date, and the received at least one user reservation option.

2. The method of claim 1, further comprising:

receiving, by the input device, the reservation identifier, wherein the reservation identifier is a name.

3. The method of claim 1, wherein identifying the plurality of enhanced reservation options associated with the specific restaurant includes:

transmitting, by the transmitting device, a request for enhanced reservation options, wherein the request includes at least information identifying the specific restaurant;

receiving, by a receiving device, an option response as a response to the transmitted request; and

identifying, by the processing device, the plurality of enhanced reservation options associated with the specific restaurant in the received option response.

4. The method of claim 1, wherein the plurality of enhanced reservation options includes at least one of:

booth seating, table seating, window seating, fireplace seating, seating preferences, booster chair preferences, high chair preferences, kids menu preferences, dietary restrictions, occasion being celebrated, and language preferences.

5. The method of claim 1, wherein each of the at least one payment profile further includes a payment identifier, and the method further comprises:

displaying, by the display device, the payment identifier included in each of the at least one payment profiles; and

receiving, by the input device, an indication of a specific payment profile of the at least one payment profile.

6. The method of claim 5, wherein the transmitting step further includes transmitting the payment account number included in the indicated specific payment profile.

7. The method of claim 5, further comprising:

storing, in a reservation database, a reservation data entry, wherein the reservation data entry includes data related to a restaurant reservation including at least the specific restaurant, the reservation time and/or date, the at least one user reservation option, and the payment account number included in the indicated specific payment profile.

8. The method of claim 1, further comprising:

storing, in a reservation database, a reservation data entry, wherein the reservation data entry includes data related to a restaurant reservation including at least the specific restaurant, the reservation time and/or date, the at least one user reservation option, and the payment account number included in the at least one payment profile.

9. The method of claim 1, wherein the reservation identifier is at least one of:

a name, a computing device identifier, and a media access control address.

10. A method for conducting a payment transaction, comprising:

storing, in a reservation database of a mobile communication device, a reservation data entry, wherein the reservation data entry includes data related to a restaurant reservation including at least a reservation identifier, a specific restaurant, and a payment account number corresponding to a payment account;

identifying, by a processing device, an indication of the mobile communication device being located at the specific restaurant;

transmitting, by a transmitting device, at least the reservation identifier to a point of sale device associated with the specific restaurant;

receiving, from the point of sale device, transaction data for a payment transaction associated with the reservation identifier;

displaying, by a display device, the received transaction data;

receiving, by an input device, an indication of approval of the displayed transaction data; and

transmitting, by the transmitting device, at least the reservation identifier and the payment account number included in the reservation data entry to the point of sale device.

11. The method of claim 10, wherein the reservation identifier is at least one of:

a name, an identifier associated with the mobile communication device, an identification number, and a media access control address.

12. The method of claim 10, wherein identifying an indication of the mobile communication device being located at the specific restaurant includes:

receiving, by the input device, an indication from a user of the mobile communication device indicating the mobile communication device being located at the specific restaurant.

13. The method of claim 10, wherein identifying an indication of the mobile communication device being located at the specific restaurant includes:

identifying, by the processing device, a geographic location of the mobile communication device, wherein

the geographic location of the mobile communication device corresponds to a location of the specific restaurant.

14. The method of claim 10, wherein identifying an indication of the mobile communication device being located at the specific restaurant includes at least one of:

detecting a wireless network associated with the specific restaurant, communicating with a transmitter located at the specific restaurant via near field communication, reading of a machine-readable code displayed at the specific restaurant, and receiving an aural signal emitted by a device located at the specific restaurant.

15. The method of claim 10, wherein

the indication of approval of the displayed transaction data further includes a tip amount, and

transmitting the reservation identifier and the payment account number included in the reservation data entry further includes transmitting the tip amount.

16. The method of claim 10, further comprising:

displaying, by the display device, a request to rate the specific restaurant.

17. A method for processing a payment transaction, comprising:

storing, in a database, a reservation data entry, wherein the reservation data entry includes data related to a restaurant reservation including at least a reservation time and/or date, a reservation identifier, and at least one user reservation option;

receiving, by a receiving device, an indication of fulfillment of the restaurant reservation, wherein the indication includes at least a device identifier associated with a mobile communication device;

receiving, by an input device, transaction data for a payment transaction associated with the restaurant reservation;

transmitting, by a transmitting device, at least the transaction data and a transaction amount for the payment transaction to the mobile communication device;

receiving, by the receiving device, an indication of approval from the mobile communication device, wherein the indication of approval includes at least a payment account number;

generating, by a processing device, an authorization request for a payment transaction, wherein the authorization request includes at least the transaction amount and the payment account number; and

transmitting, by the transmitting device, the generated authorization request for processing by a payment network.

18. The method of claim 17, wherein

the indication of approval further includes a tip amount, and

the transaction amount included in the generated authorization request reflects the tip amount.

19. The method of claim 17, wherein the reservation identifier and the device identifier are the same value.

20. The method of claim 17, wherein the at least one user reservation option is at least one of:

booth seating, table seating, window seating, fireplace seating, seating preferences, booster chair preferences, high chair preferences, kids menu preferences, dietary restrictions, occasion being celebrated, and language preferences.

21. The method of claim 17, wherein receiving the indication of fulfillment of the reservation includes discovering, by the processing device, the mobile communication device on a local area network.

22. The method of claim 17, wherein the indication of fulfillment of the reservation originates from the mobile communication device.

23. A system for making an enhanced restaurant reservation, comprising:

a transmitting device;

a payment database configured to store at least one payment profile, wherein each of the at least one payment profile includes data related to a payment account including at least a payment account number corresponding to the related payment account;

a display device configured to display a list of a plurality of restaurants;

an input device configured to receive an indication of a specific restaurant of the plurality of restaurants; and

a processing device configured to identify a plurality of enhanced reservation options associated with the specific restaurant, wherein

the display device is further configured to display the identified plurality of enhanced reservation options,

the input device is further configured to receive at least a reservation time and/or date and at least one user reservation option corresponding to the identified plurality of enhanced reservation options, and

the transmitting device is configured to transmit at least a reservation identifier, the received reservation time and/or date, and the received at least one user reservation option.

24. The system of claim 23, wherein the input device is further configured to receive the reservation identifier, wherein the reservation identifier is a name.

25. The system of claim 23, further comprising:

a receiving device, wherein

identifying the plurality of enhanced reservation options associated with the specific restaurant includes;

transmitting, by the transmitting device, a request for enhanced reservation options, wherein the request includes at least information identifying the specific restaurant;

receiving, by a receiving device, an option response as a response to the transmitted request; and

identifying, by the processing device, the plurality of enhanced reservation options associated with the specific restaurant in the received option response.

26. The system of claim 23, wherein the plurality of enhanced reservation options includes at least one of:

booth seating, table seating, window seating, fireplace seating, seating preferences, booster chair preferences, high chair preferences, kids menu preferences, dietary restrictions, occasion being celebrated, and language preferences.

27. The system of claim 23, wherein

each of the at least one payment profile further includes a payment identifier,

the display device is further configured to display the payment identifier included in each of the at least one payment profiles, and

the input device is further configured to receive an indication of a specific payment profile of the at least one payment profile.

28. The system of claim 27, wherein the transmitting device is further configured to transmit the payment account number included in the indicated specific payment profile.

29. The system of claim 27, further comprising:

a reservation database configured to store a reservation data entry, wherein the reservation data entry includes data related to a restaurant reservation including at least the specific restaurant, the reservation time and/or date, the at least one user reservation option, and the payment account number included in the indicated specific payment profile.

30. The system of claim 23, further comprising:

a reservation database configured to store a reservation data entry, wherein the reservation data entry includes data related to a restaurant reservation including at least the specific restaurant, the reservation time and/or date, the at least one user reservation option, and the payment account number included in the at least one payment profile.

31. The system of claim 23, wherein the reservation identifier is at least one of:

a name, a computing device identifier, and a media access control address.

32. A mobile communication device for conducting a payment transaction, comprising:

a reservation database configured to store a reservation data entry, wherein the reservation data entry includes data related to a restaurant reservation including at least a reservation identifier, a specific restaurant, and a payment account number corresponding to a payment account;

a processing device configured to identify an indication of the mobile communication device being located at the specific restaurant;

a transmitting device configured to transmit at least the reservation identifier to a point of sale device associated with the specific restaurant;

a receiving device configured to receive, from the point of sale device, transaction data for a payment transaction associated with the reservation identifier;

a display device configured to display the received transaction data; and

an input device configured to receive an indication of approval of the displayed transaction data, wherein

the transmitting device is further configured to transmit at least the reservation identifier and the payment account number included in the reservation data entry to the point of sale device.

33. The system of claim 32, wherein the reservation identifier is at least one of:

a name, an identifier associated with the mobile communication device, an identification number, and a media access control address.

34. The system of claim 32, wherein identifying an indication of the mobile communication device being located at the specific restaurant includes:

receiving, by the input device, an indication from a user of the mobile communication device indicating the mobile communication device being located at the specific restaurant.

35. The system of claim 32, wherein identifying an indication of the mobile communication device being located at the specific restaurant includes:

identifying, by the processing device, a geographic location of the mobile communication device, wherein

the geographic location of the mobile communication device corresponds to a location of the specific restaurant.

36. The system of claim 32, wherein identifying an indication of the mobile communication device being located at the specific restaurant includes at least one of:

detecting a wireless network associated with the specific restaurant, communicating with a transmitter located at the specific restaurant via near field communication, reading of a machine-readable code displayed at the specific restaurant, and receiving an aural signal emitted by a device located at the specific restaurant.

37. The system of claim 32, wherein

the indication of approval of the displayed transaction data further includes a tip amount, and

transmitting the reservation identifier and the payment account number included in the reservation data entry further includes transmitting the tip amount.

38. The system of claim 32, wherein the display device is further configured to display a request to rate the specific restaurant.

39. A system for processing a payment transaction, comprising:

a processing device;

a database configured to store a reservation data entry, wherein the reservation data entry includes data related to a restaurant reservation including at least a reservation time and/or date, a reservation identifier, and at least one user reservation option;

a receiving device configured to receive an indication of fulfillment of the restaurant reservation, wherein the indication includes at least a device identifier associated with a mobile communication device;

an input device configured to receive transaction data for a payment transaction associated with the restaurant reservation; and

a transmitting device configured to transmit at least the transaction data and a transaction amount for the payment transaction to the mobile communication device, wherein

the receiving device is further configured to receive an indication of approval from the mobile communication device, wherein the indication of approval includes at least a payment account number,

the processing device is configured to generate an authorization request for a payment transaction, wherein the authorization request includes at least the transaction amount and the payment account number, and

the transmitting device is further configured to transmit the generated authorization request for processing by a payment network.

40. The system of claim 39, wherein

the indication of approval further includes a tip amount, and

the transaction amount included in the generated authorization request reflects the tip amount.

41. The system of claim 39, wherein the reservation identifier and the device identifier are the same value.

42. The system of claim 39, wherein the at least one user reservation option is at least one of:

booth seating, table seating, window seating, fireplace seating, seating preferences, booster chair preferences, high chair preferences, kids menu preferences, dietary restrictions, occasion being celebrated, and language preferences.

43. The system of claim 39, wherein receiving the indication of fulfillment of the reservation includes discovering, by the processing device, the mobile communication device on a local area network.

44. The system of claim 39, wherein the indication of fulfillment of the reservation originates from the mobile communication device.