METHOD AND APPARATUS FOR MANAGING VEHICLE INSURANCE
First Claim
1. A method of managing vehicle insurance by connecting to a vehicle information collection apparatus that is mounted in a vehicle, the method comprising:
- collecting vehicle driving information comprising data corresponding to a kind of insurance to which a user of the vehicle subscribes by initializing the vehicle information collection apparatus;
receiving vehicle driving information that is collected from the vehicle information collection apparatus;
calculating a safety driving index or an environmentally-friendliness driving index according to a kind of insurance to which the user subscribes based on the received vehicle driving information; and
managing insurance to which the user subscribes based on the calculated safety driving index or environmentally-friendliness driving index.
1 Assignment
0 Petitions
Accused Products
Abstract
In order to manage vehicle insurance by connecting to a vehicle information collection apparatus that is mounted in a vehicle, by initializing the vehicle information collection apparatus, vehicle driving information including data corresponding to a kind of insurance to which a user of the vehicle subscribes is collected. Thereafter, a safe driving index or an environmentally-friendliness driving index is calculated according to a kind of insurance to which the user subscribes based on the vehicle driving information that is collected from the vehicle information collection apparatus, and insurance to which the user subscribes is managed based on the calculated safe driving index or environmentally-friendliness driving index.
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Citations
18 Claims
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1. A method of managing vehicle insurance by connecting to a vehicle information collection apparatus that is mounted in a vehicle, the method comprising:
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collecting vehicle driving information comprising data corresponding to a kind of insurance to which a user of the vehicle subscribes by initializing the vehicle information collection apparatus; receiving vehicle driving information that is collected from the vehicle information collection apparatus; calculating a safety driving index or an environmentally-friendliness driving index according to a kind of insurance to which the user subscribes based on the received vehicle driving information; and managing insurance to which the user subscribes based on the calculated safety driving index or environmentally-friendliness driving index. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A system that manages vehicle insurance by connecting to a vehicle information collection apparatus that is mounted in a vehicle, the system comprising:
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a customer insurance information management unit that manages information about insurance to which a user subscribes, wherein the information comprises information about an insurance kind comprising a driving-based insurance service and an environmentally-friendliness driving-based insurance service; an initialization processor that enables collection of vehicle driving information comprising data corresponding to a kind of insurance to which the vehicle user subscribes by initializing the vehicle information collection apparatus according to a received initialization request message; a vehicle driving information receiving unit that receives vehicle driving information that is collected from the vehicle information collection apparatus; a safety driving index calculation unit that calculates a safety driving index according to a kind of insurance to which the user subscribes based on the received vehicle driving information; and a safety driving index calculation unit that calculates an environmentally-friendliness driving index according to a kind of insurance to which the user subscribes based on the received vehicle driving information. - View Dependent Claims (15, 16, 17, 18)
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Specification