SYSTEM AND METHODS FOR PROPERTY MORTGAGE MATCHING AND COORDINATION
First Claim
1. A method for identifying mortgage professionals, the method comprising:
- receiving, over a computer network, a geographic identifier;
analyzing and processing the geographic identifier in accordance with a set of predetermined rules;
querying a database based on the processed geographic identifier, wherein the database comprises profiles of mortgage professionals, and wherein the profiles of mortgage professionals comprise records of properties for which the mortgage professionals have arranged a mortgage;
receiving information relating to mortgage professionals from the database based on the processed geographic identifier; and
providing information relating to mortgage professionals received from the database to a user.
1 Assignment
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Accused Products
Abstract
The disclosed computer system facilitates the matching of prospective borrowers in real estate transactions with mortgage professionals that arrange mortgages and/or financing. Borrowers and mortgage professionals may access the system via a website to execute searches and/or to register and update their profiles. Information relating to borrowers and/or mortgage professionals is stored in a database component of the disclosed system. In one embodiment, prospective borrowers interested in buying or refinancing a specific property may discover mortgage professionals that have previously worked with that property. In another embodiment, the system matches borrowers and mortgage professionals based on pre-selected criteria. In another embodiment, the system automatically matches borrowers and mortgage professionals based on information from their profiles.
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Citations
20 Claims
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1. A method for identifying mortgage professionals, the method comprising:
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receiving, over a computer network, a geographic identifier; analyzing and processing the geographic identifier in accordance with a set of predetermined rules; querying a database based on the processed geographic identifier, wherein the database comprises profiles of mortgage professionals, and wherein the profiles of mortgage professionals comprise records of properties for which the mortgage professionals have arranged a mortgage; receiving information relating to mortgage professionals from the database based on the processed geographic identifier; and providing information relating to mortgage professionals received from the database to a user. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A method for identifying mortgage professionals, the method comprising:
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registering a profile comprising information relating to a mortgage professional in a database available over a computer network, wherein the profile comprises a collection of records of mortgage transactions arranged by the mortgage professional, and wherein each mortgage transaction record is identifiable by a geographic identifier; providing a visual interface to prospective borrower users; receiving a request from a prospective borrower user in the form of a geographic identifier; querying the database for mortgage transaction records based on the geographic identifier provided by the prospective borrower user; identifying profiles of mortgage professionals that include mortgage transaction records corresponding to the geographic identifier provided by the prospective borrower user; and providing the prospective borrower user, via the visual interface, with profiles of mortgage professionals, wherein the provided profiles of mortgage professionals comprise mortgage transactions corresponding to the geographic identifier provided by the prospective borrower user. - View Dependent Claims (10, 11, 12, 13, 14, 15)
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16. A method for matching prospective borrowers with mortgage professionals, the method comprising:
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providing a visual interface to users of a computer-based mortgage information platform, wherein the users comprise prospective borrowers and mortgage professionals; registering a profile comprising information about a prospective borrower in a database available over a computer network; registering a profile comprising information about a mortgage professional in a database available over a computer network; signing-in a user with a registered profile; receiving a request from a user with a registered profile to match the user with an appropriate prospective borrower or mortgage professional; and automatically matching the signed-in user with a prospective borrower or mortgage professional based on parameters found in the signed-in user'"'"'s registered profile, wherein signed-in prospective borrower users are matched with mortgage professionals, and signed-in mortgage professional users are matched with prospective borrowers. - View Dependent Claims (17, 18, 19, 20)
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Specification