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Automated Account Provisioning

  • US 20150140960A1
  • Filed: 11/18/2014
  • Published: 05/21/2015
  • Est. Priority Date: 11/19/2013
  • Status: Active Grant
First Claim
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1. A method comprising:

  • receiving, by a mobile communication device, an information request message from an issuer server computer;

    automatically determining, by the mobile communication device, provisioning information associated with a secure memory in response to the information request message and without input of a user operating the mobile communication device;

    generating, by the mobile communication device, a provisioning request message including the provisioning information;

    sending, by the mobile communication device, the provisioning request message including the provisioning information to a provisioning system or the issuer server computer;

    receiving, by the mobile communication device, a provisioning response message including provisioning data from the provisioning system, wherein the provisioning data is generated using the provisioning information associated with the secure memory; and

    storing, by the mobile communication device, the provisioning data in the secure memory, wherein the provisioning data associates the mobile communication device with a payment account.

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