Commercial transactions via a wearable computer with a display

• US 20150142596A1
• Filed: 11/18/2013
• Published: 05/21/2015
• Est. Priority Date: 11/18/2013
• Status: Abandoned Application

• Current Assignee: Gabriel Jakobson, Steven Rueben
• Original Assignee: Gabriel Jakobson, Steven Rueben
• Inventors: Jakobson, Gabriel, Rueben, Steven
• Application Number:
  US13/998,623
• Publication Number:
  US 20150142596A1
• Time in Patent Office: Days
• US Class Current: 705/24
• CPC Class Codes: G02B 2027/0138 comprising image capture systems, e.g. camera
• CPC Class Codes: G02B 2027/014 comprising information/image processing systems
• CPC Class Codes: G02B 2027/0178 Eyeglass type eyeglass details G02C
• CPC Class Codes: G02B 27/017 Head mounted
• CPC Class Codes: G06Q 20/085 involving remote charge determination or related payment systems
• CPC Class Codes: G06Q 20/206 comprising security or operator identification provisions, e.g. password entry
• CPC Class Codes: G06Q 20/208 Input by product or record sensing, e.g. weighing or scanner processing
• CPC Class Codes: G06Q 20/321 using wearable devices
• CPC Class Codes: G06Q 20/3276 using a pictured code, e.g. barcode or QR-code, being read by the M-device
• CPC Class Codes: G06Q 20/363 with the personal data of a user
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G07G 1/0081 the reader being a portable scanner or data reader G07G1/009 takes precedence

Abstract

A method and system for conducting commercial transactions via a wearable computer coupled to a display, comprising the steps of: means for capturing at least one face image of a first person acting as buyer in a commercial transaction, wherein the at least one face image is captured via the wearable computer used by a second person acting as merchant; means for capturing additional transactional information including: identification of goods-or-services being transacted and monetary amount owed; means for transmitting the at least one face image and the additional transactional information to a remote processing entity; means for discerning identity of the first person and associating an account with the first person; means for attempting to debit the user account with the monetary amount owed and means for transmitting results of attempt to debit the user account to the wearable computer and displaying the results to the second person.

Claims

1. A method of facilitating a commercial transaction via a wearable computer coupled to a display, comprising:

presenting a wearable computer coupled to the Internet (“

cloud”

), wherein the wearable computer is capable of recording and transmitting digital video and audio and is coupled to a display;

detecting a person is within field of view of the display;

recording at least one image of the person, wherein the at least one image includes the person'"'"'s face;

recording additional information defining a transaction;

transmitting the image of the person and the additional information to a remote computer;

determine the person'"'"'s image matches a digitally-stored identity;

determine account associated with the matched digitally-stored identity, wherein the account is capable of having financial transactions applied against it;

discerning monetary transactional information from the additional information;

attempting to apply a financial transaction to the account, wherein the financial transaction corresponds to the discerned monetary transactional information;

transmitting to the wearable computer status information related to the attempted financial transaction; and

displaying the status information on the display.

2. The method of claim 1, wherein the additional information includes digital audio.

3. The method of claim 2, wherein the digital audio includes information defining one or more of:

item or service being purchased, purchase price, parties'"'"' consent for transaction, name of the person, information identifying the person, information identifying a means of payment.

4. The method of claim 1, wherein the remote computer is part of a cloud-based service.

5. The method of claim 3, wherein the digital audio is digitally transcribed in the cloud-based service.

6. The method of claim 1, wherein the digital audio is digitally transcribed by the wearable computer.

7. The method of claim 1, wherein combination of data derived from the at least one image of the person and the additional information, includes sufficient information to constitute a valid and binding legal transaction.

8. The method of claim 1, wherein a cellular device is paired with the wearable computer.

9. The method of claim 8, wherein the cellular device acts as a conduit between the wearable computer and the remote computer.

10. The method of claim 8, wherein the cellular device processes at least some of:

the digital audio and/or the at least one image of the person.

11. The method of claim 1, wherein a financial transaction between the person and a user wearing the wearable computer is conducted, wherein the financial transaction is based at least in part on the digital audio and/or the at least one image of the person.

12. The method of claim 11, wherein information on outcome of the financial transaction is transmitted to the wearable computer.

13. The method of claim 12, wherein the information on the outcome is displayed on the wearable computer.

14. The method of claim 1, wherein a voice command commences recording and transmitting at least one of:

the at least one image of the person and/or the additional information.

15. The method of claim 1, wherein the display is an optical head-mounted display.

16. A system for conducting commercial transactions via a wearable computer coupled to a display, comprising the steps of:

means for capturing at least one face image of a first person acting as buyer in a commercial transaction, wherein the at least one face image is captured via the display of the wearable computer used by a second person acting as merchant;

means for capturing additional transactional information including;

identification of goods-or-services being transacted and monetary amount owed via at least one of;

an image or video captured by display and/or a sound recording captured by the wearable computer;

means for transmitting the at least one face image and the additional transactional information to a remote processing entity;

means for discerning identity of the first person from the at least one face image;

means for associating an account with the identity of the first person;

means for discerning the additional transactional information via at least one of;

processing the additional transactional information with optical-recognition software and/or transcribing audio captured in the additional transactional information via an audio-transcription software;

means for attempting to debit the user account with the monetary amount owed;

means for transmitting results of attempt to debit the user account to the wearable computer; and

means for displaying the results to the second person.

17. The system of claim 16, further characterized by being capable of including the at least one face image and/or the at least one image of the item in movie-type electronic media.

18. The system of claim 16, further characterized by being capable of capturing the at least one face image and/or the additional transactional information, in response to a voice-command issued to the wearable computer.

19. The system of claim 16, further characterized by being capable of including in the additional information at least one of:

a video capture and/or a voice capture of a consent for the commercial transaction by the first person.

20. The system of claim 16, further characterized by being capable of including verbal identification of the first person in the additional transactional information.

21. The system of claim 16, further characterized by being capable of including identification of the wearable computer in the additional transactional information.

22. The system of claim 21, including means to utilize the identification of the wearable computer to discern identity of the second person acting as merchant.

23. The system of claim 16, further characterized by being capable of including identification of the second person acting as merchant in the additional transactional information.

24. The system of claim 16, further including means of discerning identity of the first person from the at least one face image via facial-recognition software.

25. The wearable computer of claim 16, further including ability to process at least some of the one of:

the at least one face image and/or the additional transactional information prior to the transmittal to the remote entity.

26. The wearable computer in claim 25, further including ability to transmit results from the processing to the remote entity.

27. The system of claim 16, further including means of processing the additional transactional information prior to processing the at least one face image.

28. The system of claim 27, further characterized by being capable of discerning identity of the user from the additional transactional information.

29. The system of claim 28, further characterized by being capable of further confirming the identity of the user by analyzing the at least one face image.

30. The system of claim 16, further including means of permanently storing transactional data, the transactional data comprising at least one of:

the at least one face image, the additional transactional information.

31. The system of claim 30, further characterized by being capable of permanently storing the transactional data in association with the user account.

32. The system of claim 30, further characterized by being capable of permanently storing the transactional data in association with the second person.

33. The system of claim 16, further characterized by being capable of displaying on an optical head-mounted display.